Muhammad Rizwan Email & Phone Number

Karachi, Pk

North Nazimabad Karachi

As part of the 323 C.A.P.T.A.I.N strategy, the following accomplishments have been achieved to attain the 2023 KPI: Mar 94 (Challenger); Jun 109.9 (Winner); Sep 97.4 (Winner); Dec 86.7 (Challenger)Successfully led a project-based branch in UBL North Nazimabad District, overseeing a substantial portfolio of institutional clients. Managed their investments, employee banking, and cash management services.Received recognition from the Head of Islamic Banking for obtaining approval… Show more As part of the 323 C.A.P.T.A.I.N strategy, the following accomplishments have been achieved to attain the 2023 KPI: Mar 94 (Challenger); Jun 109.9 (Winner); Sep 97.4 (Winner); Dec 86.7 (Challenger)Successfully led a project-based branch in UBL North Nazimabad District, overseeing a substantial portfolio of institutional clients. Managed their investments, employee banking, and cash management services.Received recognition from the Head of Islamic Banking for obtaining approval on the first MPMG low-cost housing case at UBL Ameen.Demonstrated expertise in maintaining a concentrated base of depositors, showcasing that it is more of an art than a science.Successfully achieved the YTD Average Deposit Target for the years 2021, 2022 and 2023 establishing a solid core performance.Obtained Very Good (C+) and Good (C) ratings in APR (Annual Performance Review) for the respective years 2021 and 2022.Secured the top position in the 323 Jo Jeeta Wohi Sikandar (JJWS) Campaign in April 2023, reflecting outstanding performance.Successfully achieved the 100% target for Hajj Applications Collection in both 2022 and 2023.Attained the top branch position in the Alpha Category during January to March 2023, as part of the Deposit Premier League in February 2023.Also Officiate as DM Malir from 2 Jan 2024 till 14 Jan 2024Won campaigns Q2, 2024: June Positivity Push Campaign and Power Growth Again CampaignWon Campaigns Q3, 2024: Super September and CEO TrophySuccessfully completed one of the largest PIB investment deal of the Branch Banking through IPS of Rs. 1.5 Billion in July 2024. Show less

Gulshan-E-Iqbal Karachi

Praise be to Allah, I have successfully led the Hub branch of the Islamic Banking Division located in the Gulshan Area. Here are some noteworthy accomplishments during my tenure:I received an Excellent Performer rating in the 2018 appraisal, and I am grateful for this achievement.I worked diligently to optimize branch operations by developing a robust compliance and control environment, resulting in streamlined processes and enhanced efficiency.I successfully completed… Show more Praise be to Allah, I have successfully led the Hub branch of the Islamic Banking Division located in the Gulshan Area. Here are some noteworthy accomplishments during my tenure:I received an Excellent Performer rating in the 2018 appraisal, and I am grateful for this achievement.I worked diligently to optimize branch operations by developing a robust compliance and control environment, resulting in streamlined processes and enhanced efficiency.I successfully completed 100% of the required remediation tasks, ensuring full compliance with all regulations and standards.I introduced and implemented a sales culture within the branch, leading to improved sales performance and a greater focus on customer satisfaction. Show less

Dha Karachi

Praise be to Allah, the DHA Badar Commercial branch achieved a remarkable 200% increase in branch profitability in FY 2017. This accomplishment reflects the hard work, dedication, and effective team work of the branch. Congratulations on surpassing the target and attaining such impressive results!

Islamic Banking Branch - Karachi

I have been assigned special tasks and responsibilities to reorganize the IBB North Nazimabad branch. These tasks include:Core Deposit Mobilization: Implementing strategies to effectively gather and manage core deposits in order to strengthen the branch's financial position.Relocation of Branch Premises: Overseeing the relocation process of the branch to a new location, ensuring a smooth transition for both staff and customers.Talent Hunting: Identifying and recruiting… Show more I have been assigned special tasks and responsibilities to reorganize the IBB North Nazimabad branch. These tasks include:Core Deposit Mobilization: Implementing strategies to effectively gather and manage core deposits in order to strengthen the branch's financial position.Relocation of Branch Premises: Overseeing the relocation process of the branch to a new location, ensuring a smooth transition for both staff and customers.Talent Hunting: Identifying and recruiting skilled professionals to enhance the branch's workforce and improve overall performance.Developing Operational Controls: Establishing robust operational controls and procedures to mitigate risks and ensure compliance with regulatory requirements.Shariah Compliance: Ensuring adherence to Islamic banking principles and guidelines throughout all operations and transactions.Achievements:Alhamdulillah, I successfully managed and demonstrated extensive growth in the retail, consumer, trade, and corporate liability portfolio of one of the largest Islamic banking branches in the South Region of Askari Bank.Alhamdulillah, I converted a previously underperforming unit into a profitable one shortly after joining.APR 2014: Outstanding performance.APR 2015: Good performance. Show less

Karachi

Alhamdulillah Hyderi Market Branch, North Nazimabad consistently achieved assigned targets from 2010 to 2013 (June)Maintained a clean branch, meeting audit, compliance, and control standardsSkillfully managed the branch's cost of funds to maximize profitabilityEarned an "Outstanding" rating on the Branch Service Ladder throughout 2012 and June 2013Successfully established a branch from the ground up, transforming it into a half-billion-rupee core deposit… Show more Alhamdulillah Hyderi Market Branch, North Nazimabad consistently achieved assigned targets from 2010 to 2013 (June)Maintained a clean branch, meeting audit, compliance, and control standardsSkillfully managed the branch's cost of funds to maximize profitabilityEarned an "Outstanding" rating on the Branch Service Ladder throughout 2012 and June 2013Successfully established a branch from the ground up, transforming it into a half-billion-rupee core deposit branchConsistently received "Good" and "Above" ratings on annual performance appraisals during the tenure at Burj BankAPR 2010: GoodAPR 2011: GoodAPR 2012: Very Good Show less

Deposit MobilizationMarketing of Retail Asset ProductsBranch AdministrationControlling Retail OperationsBranch Audit & Compliance IssuesLead the branch staff including 7 sales and 4 operationsACHIEVEMENTS:=============- N. Nazimabad Block A Branch Achieved 100% incremental core deposit growth during my tenure- Alhamdolillah crossed the break even point of the branch's profitability by incurring low cost deposit - Solely introduced & implemented… Show more Deposit MobilizationMarketing of Retail Asset ProductsBranch AdministrationControlling Retail OperationsBranch Audit & Compliance IssuesLead the branch staff including 7 sales and 4 operationsACHIEVEMENTS:=============- N. Nazimabad Block A Branch Achieved 100% incremental core deposit growth during my tenure- Alhamdolillah crossed the break even point of the branch's profitability by incurring low cost deposit - Solely introduced & implemented professional selling skills program at branch and successfully groomed sales staff upto the mark- Branch maintained outstanding audit/compliance practices- Highly appreciated by Hub Manager for the Team Management Show less

Nazimabad Branch

Got overview of all sections of a flagship branch

Korangi Industrial Area

Worked at Finance Department

Mba, Marketing

My Majors were: 1. Business Marketing Management 2. Brand Management 3. Sales Management 4. Consumer Behaviour 5. Marketing Research 6..

Ma, International Relations

My Study Scope is: 1. Pakistan Foreign Policy 2. International Law 3. International Organizations 4. Concepts & Principles.

Post Graduate Diploma, Islamic Banking & Finance

My Majors were: 1. Islamic Economics 2. Islamic Finance & Banking 3. Modes of Islamic Finance 4. Takaful 5. Islamic Investments, Sukuk &.

Certificate Course, Islamic Banking & Finance

Certification: The Complete Course Of Digital Marketing, Digital Marketing

Certification: Inbound Marketing, Digital Marketing

Certification: The Fundamentals Of Digital Marketing, Digital Marketing

Multiple Certifications From Digiskill.Pk Platform, Digital Marketing

Multiple Certifications: Digital Marketing, Freelancing, WordPress, eCommerce, Creative Writing, SEO, Graphic Design, BI & Data Analytics.

Certification, Kyc And Cdd