Senior executive with a 25+ year track record of driving growth and profitability for leading financial institutions. Bob is a versatile leader with deep strategic and operational experience in consumer lending, across multiple distribution channels.Bob has an entrepreneurial mindset, with a keen focus on strategy definition, business plan execution and day to day operations. He employs a common-sense approach, which balances customer experience, operational efficiency and financial objectives, while fostering a collaborative and engaging environment for his team. He has extensive experience in the residential lending business, having overseen most mortgage banking functions in both bank and non-bank operating environments. Bob also has deep subject matter expertise in capital markets, corporate development, M&A and regulatory matters.Management Competencies: P&L Oversight | Strategic Planning | Performance Management | Business Transformation | Operations/Quality Management | Project Management | Risk Assessment & Management | Product Management | Residential Lending | Banking | Regulatory Compliance | Corporate GovernanceFinancial Competencies: Capital Markets | Mergers and Acquisitions | Structured Finance | Corporate Finance | Financial Modeling | Financial Planning and Analysis | Financial Accounting | Competitive Analysis | Investor Relations