Roman Kulkov Email & Phone Number

Toronto, Ontario, CA

• Deployment of the neobank’s business processes based on the JM IT’s Banking-as-a-Service Solution:
• Led the elaboration of 19 E2E business processes of the neobank EIGHTPAY based on the JM IT’s Banking-as-a-Service Solution;
• Managed the mixed deployment cohort composed of the CTO of EIGHTPAY and JM IT's executives (CPO of Onboarding, PO of Processing and Head of Dev team);
• Launched the full operational cycle of E2E business processes on the test Mbanq’s testing environment.Development of the EIGHTPAY’s Website:
• In less than 2 months establish the concept of EIGHTPAY's website with adherence of the Customer Journey Map of a potential neobank’s client;
• Piloted the deployment of the site concept mutually with the web developer and UI/UX designer;

Moscow, RU

• Сost cutting and improving the efficiency of the Bank’s business processes:- Elaborated recommendations to automate 23 business processes of the Operations Department (Quick wins, RPA, OCR, short-term refinement) with.
• Identified current and potential drivers, KPI and SLA of the process (AS IS and TO BE);
• Allocated direct costs of stages of end-to-end processes.

Toronto, ON, CA

Сost cutting and improving the efficiency of the Operations Department’s current processes of the BankTop-3 in Russia:- Developed of the Requirements Specification for the RPA platform for making a shortlist;- Analysed the effect in FTE of initiatives of robotisation, automation and quick wins using the functional-role model ofthe project;- Participated in.

Toronto, ON, CA

Benchmarking of the Bank Top-3 in Russian Federation:- Scaled key operational efficiency indicators of the Bank;- Analysed the performance of the largest Russian banks by visiting them and reviewing annual and financialstatements;- Standardised time indicator of business processes of the Operations Department to obtain the market benchmark.

Helsinki, FI

- Assisted the deputy head of the financial monitoring department in compiling reports on former clients;- Make a research relating to the Russia Sanctions Review Act of 2017 on how it could affect Russian economy and market.

Helsinki, FI

- Worked effectively in a team of 4 in organizing archival affairs in electronic and/or paper form;- Participated in the inventory of payment documents for the last 20 years.

B.Sc. Mathematics, Computer Science And Engineering, Mathematics

B.Sc. Economics, Financial Institutions And Banks

International Foundation Programme