Rick Davidson Email & Phone Number

Woodbury, NY, US

East Meadow, New York, US

Zurich, CH

Zurich, CH

New York, New York, US

• Designing and Implementing the commercial investment loan Workflow in Encompass for the single loan product including:
• Custom Input Forms for commercial loan data which includes ASF data fields, closing loans in business Entities.
• Custom Closing Output Documents with advanced formula driven mail merge coding and business rules that populate the appropriate Closing Package in the Print menu (Not using the Encompass Document Service (EDS)).
• Using Business Rules to drive which Document Placeholders are needed for each loan type (Entity vs. Individual, Property types, Foreign Nationals, etc...)
• Auto loan creation from Salesforce to Encompass.
• Appraisal Document and Data (200+ fields) population in Encompass from the appraiser Collateral Management System (CMS) utilizing the Encompass Software Development kit.

Pleasanton, California, US

• Perform remote and/or on-site analysis of client’s business model, process and procedures while providing best practice advice on how to use Encompass more efficiently.
• Perform remote and/or on-site custom work for clients such as input form creation, mail merge coding of output forms, advanced business rule creation using vb or vb.net, system settings changes, and paperless workflow.
• Conduct remote and/or onsite implementation of Encompass to new clients and upgrades from Broker edition to Banker edition.
• Training client’s admins on how to properly use the following: Encompass Document System, Encompass Compliance System (Mavent), Paperless workflow, Milestone workflows, templates, business rules, pipeline.

Fort Mill, SC, US

* Encompass subject matter expert for all other administrators and business partners.* Serve as Mavent (Encompass Compliance Service) subject matter expert to the compliance department* Code, develop and test software enhancements, custom input forms & plug-ins.* Oversee the administrative functions of RMC's LOS systems in keeping with regulatory, agency.

• Proactively monitor regulatory changes through policy and procedure implementation through training and manual updates.
• Implementation of our Anti-Money Laundering policy.
• Maintain Allen Tate Mortgage policy and procedure manuals for Compliance and Quality Control.
• Responsible for all aspects of our HMDA, NMLS, NC, & SC quarterly and yearly regulatory reporting.
• Responsible for all Quality Control, Fraud, and compliance tools (MCA, FraudGuard, & Mavent).
• Responsible for the direction and day to day operations of the Mortgage IT department.

• Deployed an automated reporting system to move data securely from our mortgage software to outside Secondary Marketing vendor, MIAC, daily.
• Development and implementation of Paperless initiative which is saving the company 20k in courier and physical storage fees per year. Delivering 90% of closed loan packages to the investor and are imaging 100% of all.
• Researched and procured a new end to end mortgage software system. Ellie Mae’s Encompass360: Banker Edition
• Numerous successful Encompass Version and hotfix release rollouts with minimal defects for both Hosted and Self hosted environments.
• Analyze current process and procedures in all departments (Origination, Setup, Processing, Underwriting, Secondary, Closing, Post Closing, Servicing and Accounting) and implement best practices procedural changes.
• Provide Technical software and hardware support for all Mortgage employees.

• Resolve reporting and dirty data issues within our agency management software (Vertafore’s AMS360).
• Responsible for maintaining the AMS360 system, monthly reporting and reconciliation of commission downloads & reports.
• Provide strategic and tactical technological outlook and analysis during Insurance leadership meetings.
• Partner with our carriers for software integration.
• NetVU (Insurance Software) user group active member.

• Manage direct staff and total mortgage operations (Setup, Processing, Closing, Funding, Post Closing & Warehouse functions).
• Development and implementation of loan process tracking system within our Loan Origination Software (LOS software Contour’s The Loan Handler). Decreased processing turn times from 72 – 96 hours to 24 – 48 hours.
• Creation of Microsoft Access reporting application to replace Contour’s The Loan Tracker and increase reporting efficiency. Decreased reporting time by 100% at minimal cost.
• Assist with planning and setup of a low cost network for our LOS so that the loan officers in the field would have access to the same data as our fulfillment center. Information Technology setup the equipment and.
• Manage all aspects of our Warehouse line. Warehouse Lenders includes HSBC, Countrywide, GMFS and Chase.
• Broker loans with Wells Fargo, Ohio Savings Bank, Chase, World Savings Bank, & First Franklin.

Winston-Salem, NC, US

• Manage direct staff and total mortgage operations (Setup, Processing, Closing, Funding, Post Closing & Warehouse functions).
• Development and implementation of loan process tracking system within our Loan Origination Software (LOS software Contour’s The Loan Handler). Decreased processing turn times from 72 – 96 hours to 24 – 48 hours.
• Creation of Microsoft Access reporting application to replace Contour’s The Loan Tracker and increase reporting efficiency. Decreased reporting time by 100% at minimal cost.
• Assist with planning and setup of a low cost network for our LOS so that the loan officers in the field would have access to the same data as our fulfillment center. Information Technology setup the equipment and.
• Manage all aspects of our Warehouse line. Warehouse Lenders includes HSBC, Countrywide, GMFS and Chase.
• Broker loans with Wells Fargo, Ohio Savings Bank, Chase, World Savings Bank, & First Franklin.

Winston-Salem, NC, US

Management Information Systems, General

Accounting And Finance

Computer Engineering