Ralph Fruelda Email & Phone Number

Makati Philippines

Makati, Philippines

- Perform quality assurance reviews of content found in the Regulatory Control Matrix or RCM system (e.g., key regulatory requirements and associated controls and methods of assessments), and any related fields in other systems or platforms, to ensure that each APAC country is adequately documenting all necessary content in an/a accurate, consistent and timely manner- Manage/own the RCM and/or other regulatory change management systems in the region, coordinating with technology support team(s) to resolve any system issues and handle the systems entitlement approval process and reviews- Develop and publish periodic/ad-hoc regulatory change related metrics, analysis and reporting with the goal of identifying trends, themes and emerging risks- Ensure the standardization of regulatory change related processes and practices, including the providing of training to regional and country users, in accordance with any applicable policy/governance requirements- Provide necessary guidance and updates to country teams as they identify, interpret, communicate, implement and record regulatory changes- Support the APAC Regional RCM Governance Committee in ensuring adherence to the RCM program standards- Participate in regulatory change management related initiatives and projects, e.g., systems development and enhancement efforts

Makati Philippines

 Perform pre-audit engagement planning, off-site review, and securing IA Management authorization for an audit engagement. Conducts fieldworks depending on the audit engagement plan. Reviews if the Branch operates/processes transactions in accordance with the Bank's existing policies and procedures and other regulatory bodies. Investigates and gathers data on any incidents resulting to losses and recommends areas for improvement to enhance systems and operations of the business. Evaluates Branch practices, which may expose the Bank to risk. Follow-up on previously reported audit findings. Request for IA Management approval for any changes of Audit Scope and Objectives. Perform a review of adequacy of internal controls (Ref: Audit Rating and Internal Control Standards) to arrive at a basis for Audit Opinion. Summarizes audit findings for discussion with the Branch Officers. Performs special audit , cases investigation, or consulting service to the Branch.

500 Quintin Paredes Streetbinondo, Metro Manila

Reviewed internal control structures, performed special audit reviews, conducted internal audits, made recommendations for corrective actions of unsatisfactory conditions, reported findings to the Board of Directors and senior management, assisted with improvements in operations and reductions in costs.

Unit 55 Zeta Ii Bldg., 191 Salcedo Street, Legaspi Village,

 Planned financial audits by understanding organization objectives, structures, policies, processes, and external regulations. Assessed risks and internal controls by identifying areas of non-compliance, process weaknesses and inefficiencies.  Evaluated compliance with financial regulation and controls by executing audit program steps; testing general ledger, account balances, balance sheets, income statements, and other related financial statements. Provided financial and control information by collecting, analyzing and summarizing data and trends. Completed audit work papers and memoranda by documenting audit tests and findings. Reported to the managements of the company regarding the audit results and suggested changes in financial activities and operations of the company.