Richard Grau Email and Phone Number
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I am currently interested in an AML Senior Analyst / Compliance Officer position utilizing my 22 years consumer financial and mortgage industry as well as 6 years AML investigation and review experience that includes 5 years of supervisory experience as a Senior Assistant Manager and 2 years supervisory experience as a Senior Analyst assisting Team Lead with management of 5-10 investigative analysts. Experience in assisting Team Lead with developing team members for ever-increasing positions of responsibility; review of Quality Assurance corrections for team members – optimize analyst performance and risk mitigation; as well as validating and authorizing submission of requests for further information, escalation or suspicious activity recommendations, as well as SAR writing experience and applying knowledge of money laundering processes.In addition, assisting Team Lead with authoring closure of cases, using global standard policies, procedures and tools while operating within agreed business SLAs and confidentiality standards. My supervisory experience, as a Senior AML Analyst and Senior Assistant Manager, includes excellent research skills, strong writing, analytical and communication skills, able to multi-task and complete assigned projects within established time period, excellent work ethic (respectful, honest, considerate, self-motivated, can reliably work independently, work well under pressure, can readily adapt to changing work priorities and accountable) with excellent organization and prioritization skills.I am a highly motivated and team oriented individual with strong interpersonal and communication skills and advanced analytical abilities, a self-starter with ability to multi-task in a client-centric, results-focused environment and someone who can be trusted to complete assignments accurately and efficiently, in a timely manner, while maintaining the highest of ethical standards.
Citigroup
View- Employees:
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Aml Senior Compliance AnalystCitigroup May 2014 - PresentTampa/St. Petersburg, Florida AreaMy responsibilities involve review and approval of AML investigations for escalation to the Financial Investigation Unit (FIU) for Suspicious Activity Report (SAR) filings with complex products including Travelers Checks and Money Orders as well as Foreign Correspondent Banks (FCB) and wires. Also participate in mentoring and coaching analysts individually as well as organizing and presenting to groups of analysts and management; reviews and calibration of escalation procedures. Designated as a Continuity of Business Team Responder. -
Aml Compliance AnalystCitigroup Jun 2011 - May 2014Tampa/St. Petersburg, Florida AreaCompleted AML investigations with analysis of alerts and review of transactional activities, through the use of multiple software platforms and databases, with global standard policies, procedures and tools, to meet internal and external regulatory requirements. Conducted timely, accurate, effective analysis and investigation of anomalous behavior to mitigate money laundering risks, and utilized sound decision-making and discretion to operate within agreed business service level agreements and confidentiality standards. -
Company OwnerSelf Employed Feb 2009 - Jun 2011Tampa/St. Petersburg, Florida AreaOperated wholesale to retail internet business selling various products. Responsible for purchasing and inventory, marketing and research, accounting, customer service, photography, shipping while maintaining multiple internet sales sites.
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Contract UnderwriterClayton May 2009 - Jul 2009Performed credit, compliance, and fraud reviews of FHA,VA, and conventional loans, post closed, and table funded, utilizing 7 page document review checklist, and WALT system for GMAC Bank. Also, completed due diligence for various client lenders using CLAS system.
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Participant Services Center Representative, Investment AnalystT Rowe Price Oct 2008 - Feb 2009Provided services and fulfilled needs of participants, in relation to their 401k retirement accounts, including loans, withdrawals, salary deferrals, investment election changes, and distributions. Also, submitting research requests, sending out required documents and literature, as well as administering guidance and instruction on the procedures necessary through the interpretation and implementation of more than one hundred various employer retirement plans. -
Home Services Specialist Ii, Processor/UnderwriterBank Of America Jan 2005 - Sep 2008Responsible for processing, reviewing, approving and finalizing mortgage loan applications, received after origination, in preparation for closing. By utilizing extensive knowledge of all documentation, procedures, and processes required for review and approval of all documents received. Approval limits for conforming fixed and variable rate mortgages to $417,000, with 10% debt ratio exceptions, and declination authority. Joint signature approval for nonconforming mortgages to $650,000. -
Processor, Financial SpecialistMortgage Investors Corporation Nov 2002 - Dec 2004Responsible for preparation, completion, and collection of subordination agreements for VA Streamline refinancing. Knowledge and completion of all documents pertaining to VA loans, including: HUD settlement statements, applications, transmittal summaries, commitment letters, loan comparisons, title reports, appraisals and subordination agreements. Also knowledge of financing terms and conditions required for underwriting approval.
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Loan Officer, Loan Officer (Processor/Sales)Conseco Finance Aug 2001 - Nov 2002Retail origination of real estate secured first and second mortgages using fixed and adjustable rate programs, and lines of credit, specializing in subprime clients. Sources acquired through phone solicitation of current customers and telemarketing leads along with outside sources including branch mail solicitation and referral development.
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Loan Originator, Loan Officer (Processor/Closer/Sales)Hinkson-Grimes & Associates Jul 2000 - Aug 2001Wholesale origination and processing of FHA and conventional mortgages for refinancing and purchases, acquired through inside leads and various outside sources. Responsible for matching the customers financial needs and desires with various lenders programs, through extensive knowledge of their various structures, using the Byte online application system and (DU
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Loan Originator, Loan Officer (Processor/Closer/Sales)Nationscredit Mortgage Corporation Aug 1997 - Jul 2000Involved in all aspects of real estate secured lending including: Wholesale and retail origination, processing, and closing of mortgages for refinancing and purchases using a fixed rate and term loan program specializing in subprime clients. Responsible for acquiring outside sources through networking and reciprocal referrals as well as inside leads utilizing telemarketing and branch mail solicitation. Also, responsible for credit insurance sales and flexible origination fees, with minimum monthly goals based on loan volume and production.
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Assistant Manager, Financial Specialist (Collector/Underwriter/Sales)Sunstar Acceptance Corporation Aug 1996 - Jul 1997Responsible for collection of delinquent, auto secured loans through phone and mail contact, skip tracing techniques, field calls, and repossession. Also involved in completing insurance and bankruptcy claims as well as legal action requests. In addition, processed and approved applications from auto dealerships, while acquiring new business sources and maintaining current client relationships through outside sales calls.
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Assistant Manager, Financial Specialist (Underwriter/Processor/Closer/Sales)Associates Financial Services Mar 1993 - Jul 1996Utilized extensive knowledge and experience to perform duties relating to all areas of consumer finance including: Submission, processing and approval of applications for consumer loans secured by personal property, auto, and real estate. Experienced with processing auto and real estate liens, title reports, title insurance, and appraisals. Also experienced in the closing of loans with knowledge of loan documents, documentation of forms, along with credit and term insurance product sales. In addition, performed activities involved in the collection of delinquent accounts utilizing numerous strategies and techniques. Also processed insurance claims, solicited consumer business, and acquired new retail business sources along with purchase acquisitions through outside sales calls.
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Assistant Manager, Financial Specialist (Underwriter/Processor/Closer/Sales)Itt Financial Services Sep 1989 - Nov 1992Responsible for collection of delinquent consumer and retail loans secured by personal property, auto, and real estate. Processed and submitted applications, insurance claims, and bankruptcy and legal action forms. Also closed consumer loans with knowledge of loan documentation and credit insurance sales, with responsibilities for solicitation of new and current consumer and retail business sources.
Richard Grau Skills
Richard Grau Education Details
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Southern Illinois UniversityPsychology
Frequently Asked Questions about Richard Grau
What company does Richard Grau work for?
Richard Grau works for Citigroup
What is Richard Grau's role at the current company?
Richard Grau's current role is AML Senior Compliance Analyst at Citigroup.
What is Richard Grau's email address?
Richard Grau's email address is ak****@****ail.com
What schools did Richard Grau attend?
Richard Grau attended Southern Illinois University.
What are some of Richard Grau's interests?
Richard Grau has interest in Investments, Football, Ecommerce.
What skills is Richard Grau known for?
Richard Grau has skills like Credit, Credit Analysis, Finance, Underwriting, Risk Management, Business Analysis, Investments, Microsoft Office.
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