As an independent financial planning firm, the Angelo Planning Group, LLC builds strong relationships with our clients by offering objective, unbiased advice they can trust. Our specialty areas include investment management, estate planning, 401(k), 403(b), and 457 advisory services, saving for retirement, college savings, disability insurance, life insurance, stocks, exchange traded funds, and mutual funds.Any opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc.(APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors. Securities offered through American Portfolios Financial Services, Inc. Member FINRA/SIPC. Angelo Planning Group, LLC is not affiliated with APFS.American Portfolios Financial Services, Inc.