• Designed and implemented company-wide standard reporting dashboards to communicate activity drivers, efficiency, and profitability measures as a means of comparative perspective• Recognized for achievement by receiving the corporation’s FirstPower Award • Built and maintained forecasting, profitability, and variance analysis models • Developed models to manage line of business and market profitability analysis.• Led a team in the development of commercial profitability models • Directed the forecast and strategic planning process • Provided ongoing analysis of allocated costs to ensure transparency of allocation methodologies to divisions within the Corporation

• Managed commercial loan and deposit portfolio with outstanding balances of $43 million• Responsible for ensuring superior customer service for 200 small business customers• Provided ongoing assessment of financial needs for new and existing customers and developed solutions by offering various loan, deposit, treasury management, merchant services, insurance, investment, mortgage, and internet banking products and services

• Responsible for monthly and quarterly performance analysis for 300+ branches• Led continuous improvement projects through branch rationalization recommendations to executive management regarding divestitures, consolidations, and new branch development • Managed quarterly incentive analysis and payout adjustments for 2,000+ branch employees

• Provided monthly financial, exception, and efficiency analysis to market management teams in an effort to help develop strategic and tactical improvement initiatives• Designed and implemented financial models for budgeting, forecasting, and trend analysis• Created budgets and rolling balance sheet and income statement forecasts for Tennessee and Mississippi banking markets

• Managed portfolio of 120 wholesale customer borrowing facilities with total commitments in excess of $80 million• Performed treasury functions including management of daily consolidated cash position with lenders and maintained quarterly compliance with financial bank covenants

• Analyzed stock value for new and existing corporate clients for purposes of annual ESOP distributions, sale of business transactions, estate planning, marital dissolution, and gifting