Risk Analyst
Nedbank
Cape Town Area, South Africa
- Building profitability models, set risk and pricing of products, understand scorecard performance.- Performance analysis on information to enable the formulation of credit processes of credit.- Use input from business arrears to model profitability of new products or channels. - Prepare portfolio assumptions for capital and provide business arrears with details on product performance and risk trends. - Produce in-depth monthly reports, distill trends from presented information, provide insight to the numbers, facilitate monthly meetings with business.- Conduct statistical analysis to evaluate risk and make recommendations to reduce / control risk. - Monitor risk processes to identify and report on possible risk where applicable.- Analysis of financial transactions and statements to forecast potential losses and make recommendations to control risk.- Deliver exceptional service that exceeds customers’ expectations through proactive, innovative and appropriate solutions.- Read and interpret the financial statement - Analysing financial statements and credit bureau information - Assessing and managing ongoing credit risk on Small Business cheque accounts, Vehicle and Asset Finance, Homeloans and Business Savings accounts.- Identifying risk and early warning signs and taking appropriate and timeous action on accounts to minimize potential losses to the Bank.- Handling daily excess reports/referrals.- Attending to client’s and branch’s risk related requests and enquiries from incoming calls and other
