Robert Baldwin Email & Phone Number

San Francisco, California, US

• Responsible for credit risk and regulatory oversight for the bank’s securitization businesses encompassing nine lines of business across the company. Prepare and present securitization transaction risk and regulatory.
• Analyze and review the legal documentation and credit structures of warehouse lending and term capital market securitization transactions of the Investment Portfolio, Asset Based Lending, Asset Backed Securities.
• Produce risk weighted asset forecasts and CCAR scenarios to ALCO and other senior executives
• Collaborate across lines of business, risk and regulatory committees and senior c-suite executives
• Present to senior executive management teams on a quarterly and ad hoc basis.

• Kent Moore Capital, LLC is an investment banking advisory firm focused on middle market clients providing debt and equity capital solutions, sell-side advisory and asset-based financing sourcing and structuring
• Provide strategic sell-side advisory services and private equity capital sourcing
• Source and structure debt and equity capital and asset-based lending financing facilities.

Brentwood, Tennessee, US

• CarePayment is a leading healthcare patient point-of-sale consumer finance company. Responsible for sourcing and executing senior secured warehouse financing facilities for the company
• Successfully raised over $100MM for the company in the form of senior secured debt
• Worked across the company to build out the operation infrastructure to adequately support warehouse and term capital markets securitization financings
• Lead the negotiation and management of internal legal, outside counsel and financing partners
• Managed and lead a team of capital markets associates and analysts.

Charlotte, NC, US

• Responsible for profit and loss analysis of the corporation’s US dollar and non-US dollar debt positions, the associated interest rate derivative and foreign currency hedge exposures from an economic, accrual and FAS.
• Presented analysis of the accounting, economic, interest rate and foreign exchange impact to senior members of the Corporate Treasury and Corporate Investments Trading Desks.

• Provided subject matter expertise regarding structured product securities to the buy-side investment community that included hedge funds, propriety trading desks at banks and private equity firms
• Analyzed and offered opinion of a client’s investment in asset-backed securities, covered bonds, credit-based lending facilities and other securitization structures
• Researched market conditions, loan portfolio trends and structural features of transactions.

San Francisco, California, US

• Responsible for the origination and structuring of fixed income debt capital markets securities including asset-backed and mortgage-backed securitizations, regulatory capital relief and credit risk mitigation.
• Advised clients with respect to the economic, accounting, regulatory risk based capital and legal aspects involved in the execution of debt capital markets and warehouse securitization transactions
• Performed financial statement analysis and financial modeling of potential clients where the bank was taking credit risk to negotiate and set operational and financial covenants
• Constructed loan portfolio valuation models for stand alone warehouse lending facilities
• Led company specific financial and operational due diligence reviews of clients
• Pitched potential new clients and presented marketing materials on investor road shows and at industry conferences - generated new third party business development revenue during my tenure

Charlotte, NC, US

• Originated and structured both term capital markets and multi-seller commercial paper conduit asset-backed and mortgage-backed securitizations
• Prepared credit memorandums and internal sales/marketing materials for credit committee members and the fixed income syndicate, trading and sales force teams.

• Responsible for the financial analysis of new and existing trust clients by means of an activity based costing financial profit and loss model with the results presented to Mellon Trust’s Executive Management Committee
• Part of a 30 member integration team that implemented the transition of Mellon’s Securities Lending platform during Mellon’s acquisition of The Boston Safe Company.