Robert Larsen Email & Phone Number

United States

United States

Indirect Lending Manager

Rolling Meadows, Il

• Develops and implements strategies for improving collection effectiveness to reduce delinquencies and charge-offs, and to optimally maximize funds recovered while minimizing recovery timeframes. Oversees and handles all foreclosures, Deed in Lieu, Short sale, Forbearance agreement, REO assets, Bankruptcy and repossessed vehicles.• Utilizes extensive expertise in collections, knowledge of sound business practices, and proven skills of managing a multi-functional staff to achieve departmental success. Manages, coordinates, and oversees all collections and loss mitigation activities to minimize losses.• Leads, trains, evaluates, coaches, professionally develops and motivates staff. Supports supervisory staff with overseeing all collections and loss mitigation activities. Effectively coordinates staff scheduling, incentive program and training.• Ensures policies and procedures are up-to-date, and staff is following approved policies.

Greater Chicago Area

Opened the first office in the Midwest market for CRB Auto that is now Powered by Mechanics Bank and within a 3-year time frame grew the portfolio to $208 million. Robert coordinates activities and procedures pertaining to underwriting, applications, and extending auto loans. Responsible for leading the training, management, communications and organizational development functions of the company, consistently with corporate strategy, regulatory compliance and changing industry requirements for all employees. Full budgetary discretion and accountability for enterprise platforms that included collections, credit, funding, insurance and title follow up. Prior to accepting this promotion, Robert managed assigned Dealer Service Analysts, servicing indirect lending for franchised and independent automobile dealerships. He maintained and developed processes and workflows to ensure exceptional service to automobile dealerships. He ensured adherence to the approved credit matrix, worked closely with Regional Sales Managers (RSM) to educate Dealer Development Managers (DDM) on credit policy, market conditions, and dealer issues. Robert promotes and delivers consultative solutions and credit offerings to dealership decision makers including the features, attributes and benefits of CRB loan programs.

Hoffman Estates, Il

Manage, meet and exceed all performance objectives that include mix, volume,conversion ratios and full spectrum lending. Responsible for soliciting new dealers,maintaining a good relationship with current dealer basis and products sales.Administrative duties include title follow up, rebateables, booksheet discrepancies,developing strategic drive schedules and funding issues. Fill in for management when necessary.Prior to accepting the Business Development position, I was a Sr. Credit Analyst with Wells for 6 years. My responsibilities were to effectively review credit data and make decisions regarding credit approval, investment criteria within credit authority established by company and ECOA guidelines. I take personal responsibility to ensure that the department meets revenue and profit objectives and goals. I am responsible for capturing automotive finance contracts that meet profitability for pricing and performance. In addition, I maintain positive dealer relationships and ensure that all ques are worked to acceptable service levels. When necessary a workday may consist of office or a field day that includes face-face contact with my established accounts. Credit manager duties and responsibilities assumed when manager is absent.

Bloomingdale, Il

Coordinated activities and procedures pertaining to underwriting, applications, and extending auto loans. Responsible for leading the training, management, communications and organizational development functions of the company consistently with corporate strategy, regulatory compliance and changing industry requirements for all employees.Full budgetary discretion and accountability for enterprise platforms that included collections, credit, funding, insurance and title follow up. Accepted promotion in 2004 from assistant branch manager.

Crystal Lake, Il

Responsible for research of credit delinquency of 30-60 days. Solicited and developed partnerships and relationships with consumers and dealers for future business. Processed direct auto and mortgage loans as well as provided rates and terms.

Skokie, Il

Responsible for que management and second voicing accounts. Handled complaint calls on PPA collectors and reviewed accounts to be closed as settlements. Skip traced accounts with an average of eighty locates a month with 50% employment ratio. Made 160 calls within three and a half of airtime.

Oakbrook, Il

Performed insurance verificationsPrepared retail and lease files for discountingDate entry of credit applications and updating information for all accounts