I grew up on a truck farm near Lake Michigan just south of St. Joseph, MI. After graduating from MSU I worked for Farm Credit Services in Charlotte before advancing to a commodity program manager for Michigan Farm Bureau. I served as councilman and Mayor in Williamston, all the while renovating homes as a hobby eventually starting my own construction company 4-R Construction and Preservation LLC that focuses on low energy consumption construction and aging in place retrofitting of homes. Providing clients low cost financing drew me to reverse mortgages. Reverse mortgages offer the most flexible way for you to use the equity in your home while preserving capital and protecting your heirs. Equity can be paid lump sum or monthly checks for as long as you use your home "annuity style" or a combination of both.Specialties: estate transition, finance, commercial and residential building and construction, renovation design, green building, aging in place design and construction, grant writing, grant administration, association management, marketing administration