Robert Hartz Email & Phone Number

Des Moines, Ia, Us

Clive, Iowa, United States

Des Moines, Iowa, United States

• Started the Ag Underwriting Hub to build a team of underwriters with Ag expertise to handle the underwriting for large and complex Ag credits• Brought a team of 6-7 together of largely new employees in 6 months and effectively managed through a stressed Ag portfolio derived from a lender that had left the Bank• Grew the Hub into two separate teams, one in Ames and one in Des Moines with it’s own manager reporting to me• The final business line approver prior to Credit Administration approval• In 2019, shifted focus from Ag strictly in Iowa to now reviewing and approving all large Ag credits in Iowa and Nebraska • Credits approved and reviewed range from $50M to $145MM

Des Moines, Iowa, United States

• Kept many of the same roles as the ARM Manager but also hired an ARM Manager for Southeast Iowa who had a team of 5 credit analysts• Managed two direct employees remotely as well as a remote ARM Manager and her direct reports• Continued to train new credit analysts as well as new lender’s• In the Fall of 2014, the markets in Iowa were realigned with SE Iowa reporting to the Cedar Rapids region while the Des Moines market was added to our region• After the realignment, continued to support 4 markets directly as well as provide remote support for agriculture related spreads and underwriting for the Cedar Rapids region• Acted as a business line approver for large and complex Ag credits across Iowa

Ames, Iowa, United States

• Managed a team of 5-7 credit analysts supporting 11 markets in Central and Southeast Iowa housed in Ames, IA• Created training programs centered on credit approvals, Risk Analysts spreads, Web Equity Manager spreads, as well as tax return analysis• Reviewed and approved spreads and credit approval’s for a majority of the analysts• For reference, the portfolio of Central and Southeast Iowa was roughly 33% Agriculture, 33% traditional C&I, and 33% Commercial Real Estate with relationships ranging in size from $100M to $45MM• Managed one remote employee, located in St. Paul, MN• Provided monthly and as needed training on policy and procedures to the entire region

Cedar Rapids, Iowa, United States

• Managed 30 customers with a total aggregate exposure over $135 million. Largest customer was $40 million in exposure• Was a part of 2009’s Emerging Leaders, a group of 15 people selected in the Eastern Iowa division that participated in quarterly meetings discussing managing techniques and how to improve our current skill set• Responsible for completing a majority of credit actions and edits from Credit Administration• Assisted in training new ARM’s on credit approvals, Mainframe program, Risk Analyst systems, and answered questions regarding credit policy• Lead the ARM group in creating a scorecard used to grade ARM’s on a quarterly basis

Des Moines, Iowa, United States

• Spread customer financial statements into Moody’s Financial Analyst• Performed annual reviews on large corporate customers• Contacted customers about financial statements• Assisted Credit Managers in daily tasks

Newton, Iowa, United States

• Prepared analyst reports regarding customer’s financial wellbeing• Formulated projections on customers• Spread and analyzed customer financial statements• Trained a new employee in financial analysis• Assisted Loan Officers in daily tasks