Robert Hopp Email & Phone Number

Greater San Diego Area

Greater San Diego Area

Chicago, Il

- Performs QC review of loans delivered to Freddie Mac by National Accounts to determine investment quality and alignment with credit policy. Provides QC guidance to Seller and proactively identifies/monitors adverse trends and findings to maximize Seller quality and performance. Developed strong relationships with assigned National Accounts by participating in meetings, summary reporting, presentations, and conference calls. - Completes the monthly PL QC reporting process for National Account. Reviews all decisions to ensure accuracy, generates the monthly spreadsheet listing audit data, maintains communication with Seller/Servicer representatives to discuss Freddie Mac’s preliminary findings, and creates the final monthly PL QC report including NAQ rates and specific deficiencies. - Managed the monthly Contract Underwriter QA review process, performed loan level reviews of their work, and identified major and minor findings. Completed daily NAQ reviews and held one-on-one meetings for unreleased Contract Underwriters to provide guidance and loan level instruction. - Received the Enterprise Risk Management ALQ Award for exceptional achievement in a special Mortgage Insurance Project. Organized and participated in weekly project meetings to discuss loan review process, evaluated results and loan scenarios, and provided suggestions for data targeting and efficiency. - Condotel Specialist for region and responsible for the review of all PL Condotel sample loans, NPL files with Condotel findings, and Condotel appeals. - Took ownership of the Appeal Trending Initiative by overseeing the function of a 5 underwriter team that reviewed Seller appeals and recorded reoccurring trends. - Completed the Freddie Mac Certificate of Excellence Program including advanced training courses designed to strengthen leadership skills and encourage professional growth.

Rolling Meadow, Il

Senior Underwriting Associate- Consistently exceeded monthly/quarterly goals based on transactions, loan difficulty, and quality rating.- Member of specialized team focused on streamlining underwriting, funding, and compliance processes. The pilot program addressed areas of efficiency and productivity in current lending market. - Utilized risk analysis in decision making process for mortgages. Balanced the loan benefit to the borrower with the compliance guidelines of secondary market investors.- Performed fraud control activities on financial documents to ensure validity and correctness.- Member of flood insurance project team that validated proper flood coverage in designated zoning areas.- Promoted teamwork and communication between underwriting division and sales personnel to shorten loan turn time, provide borrower with ideal program, and increase profitabilityMortgage Loan Specialist- Used conventional/conforming underwriting authority to determine borrower qualifications and process loan information.- Acted as primary point of contact for customer while providing the highest level of service. Maintained open lines of communication with borrower to obtain all necessary documentation for satisfaction of loan conditions.- Utilized CLUES and AUS technology to obtain credit information and determine program eligibility. - Ensured integrity of data in CLUES system by reviewing income and third party documentation.- Worked directly with title companies to obtain title commitment, identify possible liens and judgments, and schedule closings.- Performed initial fraud prevention review by verifying loan application information and using credit resources to determine risk level.

Bachelor Of Science (B.S.), Business Administration And Marketing

Associate Of Arts (A.A.)

Education record