I have been a specialist in mortgage lending for over 10 years. I have a Bachelor Degree in Finance with a minor in Economic Forecasting, which affords me a better understanding of the economic markets and the forces which drive them.I spend time each day studying several industry periodicals and have bond market text updates sent to me several times daily so that I may take advantage of the best time to lock in a rate for my clients. As a Certified Mortgage Planning Specialist™, I have expertise in the area of mortgage planning, cash flow management and real estate equity management that will help me advise you on how to best accomplish your goals.By utilizing timely communication, product expertise and excellent customer service, I have found innovative mortgage solutions to meet my client’s individual financial needs. As an Independent Broker, allow me to utilize my market expertise to find the best financing available to help realize your financial goals.