Manage a team of Credit Risk Mangers with the responsibility of CRE underwriting and portfolio management for Wholesale CRE across a four state footprint. Responsibilities include underwriting quality, exception management, strategic planning, internal and external exams, staffing, workflow processes, and policy.

Synovus Corporate Credit Administration - Manage commercial dual risk rating models/financial spreading team

Manage Large Corporate Special Assets underwriting team

• Responsible for the corporate level credit management of Synovus’ $3.1B office, shopping center, and warehouse portfolio• Responsible for Synovus’ company-wide semi-annual investment real estate review to include any investment CRE loan greater than $1MM • Facilitate Synovus’ Corporate Large Loan Committee (relationships > $15MM) as needed for the Director of CRE Credit• Direct responsibility for credit related earnings call prep for the Chief Credit Officer• Point of contact for regionally located credit analysts concerning CRE/underwriting guidance• Implemented Synovus’ CRE & HVCRE loan policy

Underwriter for large commercial loans in CRE, Participations, Private Client, Asset Based Lending, and Leasing.Responsible for portfolio management and underwriting of a $400MM commercial portfolio. Work with lenders and customers throughout the loan processResponsible for resolution of complex credit issuesPerform extensive financial analysis of prospects and existing clients Make decisions regarding credit extensionsDevelop studies/credit reviews for Senior Loan Committee and board appointed committees

Develop annual loan reviews for relationships larger than $2.5MMPerform financial analysis on commercial customers' portfolio Prepare various reports for Risk Management Support lending officers in evaluation/investigation of credit risks in terms of repayment structure and stability of relationship

Administration/DevelopmentAccount Manager for international account in GuatemalaPrimary contact for all sales and quality control for largest jeans manufacturer in Central AmericaSales for Abercrombie and Fitch; Other areas of responsibility:Regulations as to NAFTA and other trade agreements All sample activity reportingInventory auditing Support to Latin American officeTrade show experience and international customer visitsSupport to sales representatives; Responsible for maintaining new product databases

Responsible for direct supervision of five employees Other responsibilities included:Sample customer serviceSample logistics Reduced shipping time over 50%Inventory controlsReduced total inventory by 35%Collaborative creative development of fabrics and garmentsBudgets, labor, and materials