Robert Mick Email & Phone Number

Chicago, IL, US

Chicago, IL, US

Riverwoods, IL, US

Riverwoods, IL, US

Riverwoods, IL, US

• Assess issues for consumer harm or potential regulatory violations and effectively challenge root cause analysis, lookback analysis, and corrective actions/remediation plans
• Analyze business process changes and new initiatives for proper risk tiering and adequate controls and risk mitigation
• Perform Compliance Process Reviews on high risk and critical legal regulations including FDCPA, FFIEC Account Management Guidance, and UDAAP to ensure proper control environment
• Assist collections departments for credit card, student loan, and personal loan products operationalizing legal and regulatory requirements including regulatory change management
• Review and approve business unit procedures and training for compliance adherence

Riverwoods, IL, US

• Manage incentive compensation governance review and approval process to ensure proper due diligence and effective challenge is performed of business unit incentive plans and contests and ensure compliance with FDIC.
• Enhance Human Resources Compensation processes through the drafting and/or leadership of review of policies, procedures, and standards, development of appropriate risks and controls, and update and enhancement of the.
• Work directly and collaboratively with Human Resources and operational business partners, coverage attorneys, Legal Exam Management, Compliance Testing Monitoring and Reporting, Internal Audit, and other business units.
• Developed methodology and process for CEO Pay Ratio disclosure and enhanced monitoring and gathering of additional benefits and perquisites information for Proxy disclosure required by SEC rules
• Led development, drafting, and review of the Compensation Discussion and Analysis and Executive Compensation for the 2018 Proxy disclosure.

Riverwoods, IL, US

• Worked directly and collaboratively with CSCM business partners, coverage attorneys, Legal Exam Management, Compliance Testing Monitoring and Reporting, Internal Audit, and other business units and exam management.
• Managed and coordinate internal and external examinations including but not limited to exams related to New Accounts, CMA, Loss Forecasting, and Card Credit Management; supported Internal Audits, Compliance Testing.
• Produced and developed reporting of exam-related issues and actions for scorecards and ad-hoc requests utilizing the Exam Management Database and Archer
• Coordinated reporting of all CSCM Operational Risk Incidents to Corporate Risk Management
• Led development and enhancement of the Exam Management Database for better tracking and monitoring of all CSCM exam related findings and progress prior to Archer Issues and Actions module

Riverwoods, IL, US

• Perform remote audits on attorney credit debt collection firms to ensure compliance with FDCPA, and other federal state and local laws, contractual duties, and operational standards
• Research and draft weekly current event updates regarding debt collection regulation (CFPB, FDCPA) for upper management
• Prepare and timely send initial audit request letters for ~40 attorney vendors per audit cycle; assist in revisions of initial audit request letter templates and procedure

US

• Managing Attorney (Joliet Office)- April 2011- May 2013
• Handled all consumer bankruptcy matters for debtors in the counties of Will, LaSalle, Kendall, and Grundy including initial consultations, drafting and filing of bankruptcy petitions and schedules, post-petition.
• Managed support staff as sole attorney in the firm’s Joliet office.Associate Attorney (Western/Beverly Office)- July 2009-April 2011
• Consulted and advised new clients regarding consumer bankruptcy, the bankruptcy code, and the Fair Debt Collection Practices Act.
• Drafted and filed bankruptcy petitions, schedules, and Chapter 13 plans for over 500 clients.

• Assisted over 100 pro se litigants in cases of mortgage foreclosure, name changes, and administrative hearings with the drafting and filing of documents including appearances and answers.

• Maintained ongoing contacts with banks and lenders for short sale approval, prepared HUD figures for title commitments, and assisted in the preparation of completed short sale packages.

• Researched and drafted memorandum against defendant class certification under Rule 23(b)(2), the constitutionality of the Sexually Violent Persons Commitment Act and issues relating to those committed under the act.
• Prepared transcript abstract in preparation for motion for summary judgment.

• Involved in strategic meetings in multi-state case against a major pharmaceutical company.
• Researched and analyzed the Illinois Consumer Fraud Act, rules of privilege, and statutory history of Illinois Hospital Licensing Act in University of Chicago Hospitals Whistleblower Case.
• Organized and tagged discovery document database using Concordance.

• Responsible for maintaining ongoing contacts with clients, attorneys, lenders, municipalities, and condominium associations to accomplish real estate closings.
• Researched and drafted memorandum and motions in federal criminal defense cases; Drafted complaint letters in real estate foreclosure and landlord tenant cases; drafted attorney review and engagement letters for real.
• Organized discovery for federal drug conspiracy cases involving 1,000+ pages of documents and files; transcribed phone calls and organized documents for trial notebooks.
• Researched and obtained an expert psychological witness for a child visitation case.

Juris Doctor, Law

Bachelor Of Science In Communications, Communication And Media Studies