Robert Mulloy Email & Phone Number

Danvers, Ma

Collect financial and other information new and existing customers and provide a detailed financial analysis noting risk and mitigating factors to senior management along with appropriate recommendations. Perform annual reviews on larger customers to determine continued ability to service debt. Analysis of borrower’s primary and secondary repayment sources including the valuation of collateral using various discount scenarios. Track selected customer monthly borrowings to ensure compliance with Line of Credit agreements. Develop proforma projections on customers’ ability to acquire and service various debt facilities.Research industry specific information from outside sources including industry publications, area libraries, references from other banks or credit agencies and the Internet. Provide ad-hoc reports to management as requested.

Peabody, Ma

Provided management with comprehensive written analysis of new and existing customers. Developed appropriate recommendations to establish credit limits, pricing and covenants. Initiated and coordinated workout or restructuring plans to reduce exposure for credit impaired customers. Developed and maintained variouls models used to determine optimum pricing stratagies.

Burlington, Ma

Developed and implemented strategies resulting in decreased bank exposure involving impaired lending relationships (i.e. restructuring, securing additional collateral, etc). Monitored restructured loans for compliance with the terms of revised repayment agreements. Solicited and analyzed settlement offers and presented to bank management for approval. Initiated legal activity and directed attorney activity toward non-compliant customers and monitored progress.

Mba

Graduate of the MBA program at Suffolk University's Sawyer School of Business with a concentration in Accounting.

Bachelor Of Science, Finance