Robert Ryba Email and Phone Number

Promoted to role in the Enterprise Risk and Controls team to become a Risk Officer for nine Management Committee members in the Shared Services group. Maintained second line of defense responsibility for Credit Risk Governance related to third party audits and executive meetings.• Established a monthly cadence in reporting to nine Management Committee members with updates related to outstanding and past due findings; business continuity and disaster recovery status; and vendor non-compliance.• Completed the new Risk Identification template for the Government Services group, identifying multiple control shortfalls and working with the team to identify next action steps needed to mitigate identified risk.• Planned and completed Credit Risk Audits from various sources including: FFIEC; Bank Partners; Card Brands; Internal Audit; and other Third Parties. Maintained reduced findings levels from third parties.• Chaired Credit Risk Executive Meetings both internally and externally with multiple Management Committee members including creation and compilation of meeting materials.

Operated in the second line of defense in the Credit Risk team by assisting with critical administrative functions to ensure expectations of executive management and interested third parties were met.• Coordinated the planning and completion of Credit Risk Audits from various sources including: FFIEC; Bank Partners; Card Brands; Internal Audit; and other Third Parties. Reduced findings by over 50%.• Tracked and monitored open findings for the Global Credit Risk team and assisted the team in completing required mitigation steps on a timely basis. No past due findings were reported to management in the last two years of assignment.• Completed Risk Control Self-Assessments on certain critical Credit Risk processes.

Developed and launched the Credit Risk Quality Control Program from scratch. Performed internal Credit Risk Quality Reviews as approved by Senior Management in both domestic and international locations.• Ensured international locations were following established Credit Risk Policy and identified multiple best practices for the location to increase effectiveness and efficiency in completing Credit Risk work.• Completed specific scope Credit Reviews for domestic locations to ensure compliance with both regulatory requirements and established Credit Risk Policy.• Documented all identified findings, short falls, and best practices in reporting to senior management and tracked all items to completion by responsible parties.

Served in and advisory role to Partners in the management and administrative aspects of external audit engagements. Supervised, trained, evaluated, and mentored 25+ staff and maintained client relationships with client C-suite executives.• Researched and resolved detailed accounting and financial reporting issues.• Prepared and monitored results against budgets.• Negotiated fee proposals and managed billings and collections.