Robert Sandoval Email & Phone Number

San Jose, California, United States

Lead the Credit, Collections, and Billing team

Santa Clara, California

• Implemented world-class credit policies, risk models, and monitoring systems for multibillion dollar portfolio resulting in significant reduction in credit losses
• Instituted data-driven approach to establishing credit limits
• Transformed a global team into a highly valued business partner
• Facilitate revenue recognition and recovery on financially distressed customers driving significant decrease in CECL reserves
• Strategically negotiate contract terms to optimize cash flow and sustain valuable business relationships

San Jose, CA

• Developed innovative credit models to detect risk and establish credit limits on startups, SMBs, and enterprise clients for high volume, low margin portfolio with > $6B revenue
• Architected and implemented a global credit hold system resulting in major decrease in write-offs
• Optimized credit policy, significantly reducing man hours and strengthening collateral protections in letters of credit and guaranties
• Managed significant number of customer work-downs

Foster City, CA

• Managed North America multibillion dollar exposure to financial institutions and corporate clients
• Successfully mitigated bank risk with zero credit losses despite a significant number of bank failures
• Established collateral administration procedures for new bank relationship and centralized activities to significantly increase productivity

San Jose, CA

• Managed credit exposure for $30B revenue portfolio of Fortune 500 public company
• Coached and trained an 18 member credit and collections team in India, fostering their professional growth and elevating their performance
• Effectively led the integration of an acquired company's credit portfolio onto the Flex credit system to meet risk standards while preserving business continuity

Bachelor Of Arts (Ba), Economics

Minor, Business Administration