25 years as a broker, consultant, and employee benefits executive. Have managed sales operations for some of the largest domestic and global employee benefits and property/casualty companies. Am a prolific reader on health care reform (ACA) and have the knowledge to develop innovative and even proprietary saving solutions on corporate employee benefit programs. Have a close ear to Washington DC on health care reform and follow several top analysts on how market trends are impacting publically traded health care companies and related businesses like pharmacueticals. I enjoy quarterbacking/leading a team of best in class employee benefit subject experts to uncover substantial employee benefit's savings and provide a substantial ROI to my clients. Our approach is consultative and strategic involving utilization analysis, population health management, carrier funding strategies, trend analysis, wellness strategies inclusive of incentive based solutions, claims audits, as well as RX and stop loss consortiums and captives. Specialization; Team leadership, Private Equity (PE) solutions, Municipalities, Public Sector , Executive/Partner benefits, Disability Claims Mgt..Pharmacy carve outs, Private exchanges, HSA/HRA expertise, Population health management, Wellness, Enrollment platforms, Voluntary programs, Technology solutions.