Robert Witherden Email & Phone Number

Edinburgh, United Kingdom

Be cognizant of all existing and current legislation. Under take horizon scanning to review forthcoming legislative plans and prepare consultations on possible impact to the business and solutions for implementation. Undertake annual Policy standard refreshes to capture regulatory, industry and business change. Support multi product policy standard queries on AML, Fraud and ABC. Provide SME support to business products and change initiative on AML, Fraud and ABC. Support Head of Financial Crime by producing board papers on Financial Crime topics for dissemination.

Edinburgh, United Kingdom

Provide SME support to the business for all Financial Crime related queries raised again policy and processSupport colleague on boarding and annual refresh to ensure Financial crime complianceUndertake level 3 multi product PEP and Sanction investigation supported with rationale and recommendation against risk appetite. Support and provide SME support on business integration projects

Edinburgh, United Kingdom

Be cognizant of all existing and current legislation. Review forthcoming legislative plans and prepare consultations on possible impact to the business and solutions for implementation. Be the main point of contact for business wide AML and financial crime questions and issues. Evaluate all SARs and make recommendations on whether to report to the NCA or request consent. File Suspicious Activity Reports too SAR-Online. Review Transaction monitoring to look for patterns and correlational data. Review Internal Fraud systems for perform and procedures. Work confirmed Fraud Alerts in SIRA and Iovation to produce documentary case notes. Report Fraud under POCA 2002 obligations. Evaluate existing policies and analyses procedures. Undertaken GAP analysis to identify missing policies and procedures. Composed and implemented Enhanced Due Diligence, Consent, High Risk Customers, Customer Exit, Suspicious Activity and Reporting, Terrorism and Counter-fraud policies and procedures. Composed operating Fraud and AML Handbooks for analysts. Produced consultation papers on their fourth EU Money Laundering Directive, FCA Financial Crime Reporting, HMRC Hidden Economy and the impact on financial crime of BREXIT. Held regular operational meetings with MLRO and Head of Risk. Engaged with executive committee members to produce risk assessment updates, produced interim Annual and MLRO reports. Regularly evaluate emerging risk and financial crime trends. Engage with supplies and produce business proposals for bespoke risk and financial crime solutions. Engage in tuition of Junior Colleagues and coach them to become more proficient at their role.

London, United Kingdom

Undertake KYC refresh of larger corporate and high net worth individuals. Ensure familiarisation with local and enterprise jurisdictional regulations. Liaise with senior stakeholders both in Sales and Global Financial Crimes. Ensure good relations with counterparts in EMEA and the United States and Canada. Make risk based evaluations of KYC received. Ensure that self source documentation meets all jurisdictional requirements in a high pressured environment. Be well versed in all entity types and the relevant classifications requirements. Provide constructive and informative updates to senior stakeholders during daily, weekly calls. Review enterprise procedures to ensure they reflect current operating practices. Support and coach front line personnel to ensure they understand the importance of AML/KYC. Ensure adherence and support to appropriate money-laundering policy. Understand the importance transactional monitoring and what constitutes normal business. Ensure compliance with tipping off laws. Manage relationships between cultures and values. Undertake Enhanced Due Diligence on high risk relationships within risk appetite. Refresh customer KYC records conforming to all local and global laws and regulations. Maintain parity between corporate banker relations. Prepare And support remedial action projects to ensure legal compliance is maintained.

Perform risk assessments on high risk relationship. Evaluate existing or provide KYC from existing or new relationships and undertake a risk based analysis on the viability of the relationship. Make risk based evaluation on whether AKYC (Additional Know Your Customer) is require at any stage of the clients relationship with Nationwide. Use external systems such as DnBi, Equifax and Market IQ to compare supplied KYC with verified information. Record KYC information in bespoke risk assessment forms based on Nationwide’s risk appetite that form a multi-spectrum ongoing monitoring package which is informed by Nationwide’s group money laundering policy. Support and manage the fraud analyst population. Send suspicious activity reports to the NCA. Report potential consent issues to the Nominated Officer and the NCA. Undertake quality checking and confirmation of potential matches from Fraud Analysts work. Undertake the unwrapping of complex structures to identify ultimate beneficial owners. Support Money Laundering policy during Financial Conduct Authority led projects. Authorise Office of Foreign Asset Control payments and in-flight potential payment matches identify from UN SDN and HM Treasury Lists.

Swindon, United Kingdom

Responsible for investigating, analyzing and reporting all rule and behavior based suspicions in regards to money laundering and terrorist financing activity.

Swindon, United Kingdom

Diploma, International Diploma In Anti Money Laundering, Merit

Transnational and international aml risks, best practice initiatives to prepare for current and future aml challenges

Anti Money Laundering Certificate, Anti Money Laundering, Merit

Master Of Laws (Ll.M.), Law, 1St Year Only

Master Of Laws (Ll.M.), International Law And Legal Studies, L.L.M

Bachelor Of Applied Social Science, Criminology, 2.2