Robert E Cumens Email & Phone Number

Philadelphia, Pa, Us

1600 Chestnut Street, Philadlephia, Pa 19103

Beneficial Bank, 1600 Chestnut Street, Philadelphia, PA 19103Manage and direct the 16th and Chestnut St branch in the Center City Market with a deposit liability of over $160 million. Coach and mentor Assistant Managers and 6 Personal Bankers. Sales focused on 4 goal areas, including business and retail checking, deposit growth, and residential and commercial loans booked, and achieving assigned profitability goal. Responsible for outside sales calls to commercial prospects as well as cross selling to an existing customer base. Career Achievements and Awards:* Qualified for incentive payout for 100% of payout periods 2005-present* Sold over $1 million in investment sales* Booked $25 million + in commercial loans * Added over $10 million in new banking deposits, both retail and commercial* Earned insurance licenses in fixed annuities, life, and health insurance

16Th And Chestnut Philadelphia Pa 19103

I have my insurance licenses for fixed annuities, health, and life. If you have a need in anyone of these areas, please let me know.

(Citizens Bank purchased Commonwealth Bank in March 2003)Citizens Bank, 3025 Chemical Road, Plymouth Meeting, PA 19462Assumed a leadership role in the division in cultivating a high-performing sales and service culture. Responsible for 100+ supermarket branches both in the Philadelphia and Pittsburgh marketplaces. Provide coaching and mentoring to four sales champions in concert with the regional manager. Deliver and design corporate training and sales and service workshops as needed. Supports branches to ensure goals are met or exceeded in retail core deposits, business deposits, number of accounts, consumer lending, investment sales, and customer satisfaction.

Commonwealth Bank, 2 West Lafayette Street, Norristown, PA 19401; 610-313-1939.Directing Commonwealth’s 22 supermarket branches. Provide specific direction to ensure goals are met or exceeded in retail core deposits, business deposits, number of accounts, consumer lending, expense targets, and fee income. Represent department interests to ensure sufficient resources are channeled to meet growth requirements and customer demands. Report directly to executive management, occasionally to Board of Directors, to provide updates on the department’s performance.Achievements and Awards: * In first year, increased loan production by 28 percent, investment production by 111 percent, fee income by 97 percent, overall profitability for the division by 140 percent* Won Loan & Checking Competition, 2002. President’s Club, 2002.* President’s Club, 2001.

Planned and directed sales at 10-12 of Commonwealth’s supermarket branches. Supervised specialized consumer lending department. Directed in-store sales managers and assistant managers in developing and implementing sales plans. Achieved or exceeded sales goals while operating profitably, efficiently, and economically.Achievements and Awards: * Aided Commonwealth’s Supermarket Banking Division in attaining its yearly $45 million bookings target.* Earned Outstanding Performer Award from supervising Vice President. * Won Loan & Checking Competition, 2001. * President’s Club, 2000.

Bsba, Marketing And Management-Dual Major

BSBA Marketing and Management

Diploma, Business

Activities and Societies: Football, baseball