Robert Gard Email & Phone Number

Troy, Mi

•Perform on-site audit of commercial loan customer’s accounting records and controls, which includes accounts receivable, inventory, accounts payable, cash, and taxes.•Formulate an opinion as to the liquidation value of collateral, accounts receivable and inventory, supporting bank debt.•Discuss with representative of audited company any concerns or issues identified during the audit and the potential risks to collateral.•Prepare report on findings and submit to Senior Credit Officer for review and possible follow up questions with audited company.•Manage audit schedule and utilize outside auditors when necessary.

Livonia, Mi

Perform on-site audit of commercial loan customer’s accounting records and controls, which includes accounts receivable, inventory, accounts payable, cash, and taxes.•Formulate an opinion as to the liquidation value of collateral, accounts receivable and inventory, supporting bank debt.•Discuss with representative of audited company any concerns or issues identified during the audit and the potential risks to collateral.•Prepare report on findings and submit to Field Exam Manager for review.

Troy, Mi

•Perform on-site audit of commercial loan customer’s accounting records and controls, which includes accounts receivable, inventory, accounts payable, cash, and taxes.•Formulate an opinion as to the liquidation value of collateral, accounts receivable and inventory, supporting bank debt.•Discuss with representative of audited company any concerns or issues identified during the audit and the potential risks to collateral.•Prepare report on findings and submit to Senior Credit Officer for review and possible follow up questions with audited company.•Manage audit schedule and utilize outside auditors when necessary.

Livonia, Mi

•Prepared journal entries, account reconciliations (including reviews of staff), and budget variance reports for month-end closing.•Maintained fixed asset inventory records.•Prepared monthly financial statements and financial analyses for monthly board meeting and for senior management.•Assisted in year-end financial audits with CPA firm and OFIR (Office of Financial and Insurance Regulation-State of Michigan).•Participated in the implementation and problem resolution of FAS (Financial Accounting Software-Open Solutions, Inc.) accounting software including the creation of several Excel based templates for financial reporting and financial analysis in 2008. •Due to the expertise with FAS, became the System Administrator with the responsibility for creating user access and security levels, maintaining general ledger accounts, acting as contact person with software vendor to resolve system issues, and assisting staff with learning the software.•Participated in the integration of general ledgers’ from a credit union merger and also, in the eventual implementation of financial computer systems in 2009. Also, assumed Controller responsibilities over a 6 month period in 2009 during the merger as the company searched for a replacement.•Prepared the quarterly NCUA (National Credit Union Administration) 5300 Call report, which is a regulatory requirement, for review by CFO. •Prepared the quarterly ALM (Asset Liability Management) report for board meeting.•Created written job procedures on complex tasks for the Accounting department. •Prepared various types of ad hoc reports for senior management as requested. •Assisted in the supervision of two accounting personnel.

Troy, Mi

•Performed on-site audit, as requested by local area lenders, of commercial loan customer’s accounting records and controls, which included accounts receivable, inventory, accounts payable, cash, and taxes.•Formulated an opinion as to the liquidation value of collateral, accounts receivable and inventory, supporting bank debt.•Discussed with representative of audited company any concerns or issues identified during the audit and the potential risks to collateral.•Prepared report on findings and submitted to audit manager for review and approval and then distributed a final copy to the audit manager of the lending institution.

Detroit, Mi

•Performed on-site audit of commercial loan customer’s accounting records and controls, which included accounts receivable, inventory, accounts payable, cash, and taxes. Approximately 30% of the audits required overnight travel.•Formulated an opinion as to the liquidation value of collateral, accounts receivable and inventory, supporting bank debt.•Discussed the potential risks to collateral with representative of audited company.•Prepared report on findings and submitted to exam manager for review and approval and then distributed a final copy to internal customers such as the relationship banker, credit department, and underwriter for review.

Livonia, Mi

•Prepared journal entries and account reconciliations for month-end closing.•Reconciled accounts payable and accounts receivable.•Reconciled bank statement for the general account.•Assisted in the fiscal year-end audit.•Handled special projects such as reconciling accounts payable and accounts receivable back 1 year because of system upgrade problems.•Selected as part of a team of five people to analyze and recommend new system reporting procedures for automobile extended warranty finance program, with $40 million in receivables, to meet bank loan requirements.

St. Clair Shores, Mi

•Prepared journal entries, account reconciliations, and budget reports for month-end closing.•Maintained fixed asset inventory.•Reconciled bank statements for the general account, payroll account, and foreign account.•Assisted in the fiscal year-end audit and worker’s compensation audit.•Filed annual personal property tax assessments for the company with locations in multiple districts.•Participated in the implementation and problem resolution of Great Plains accounting software.

Livonia, Mi

•Loading, delivering, and setting up of new furniture for a major retailer.•Providing superior customer relations in order to resolve customer concerns.•Performed all administrative duties such as hiring, training, payroll, financial reporting, and tax filing.•Maintained professional image and dependability by keeping commercial vehicle up to D.O.T. specifications.

Detroit, Mi

•Assisted in the supervision of 25 clerical personnel.•Prepared journal entries and account reconciliations for month-end closing.•Reconciled bank statement for the general account.•Prepared monthly analyses and graphs for sales management meetings.•Assisted in the fiscal year-end audit.•Participated in TEAM (Together Employees and Management), trained clerical personnel to use Lotus Smartsuite, and filled in for the Accounting Manager, A/R Supervisor, and clerical personnel when on leave or absence.

Bachelors, Accounting

Transfer Credits, Accounting And Business/Management