Robert Hafner Email & Phone Number

San Francisco

Salt Lake City, Utah

Oversaw counterparty risk assessments on all Goldman Sachs financial services sector exposure (banks, non-bank financials, insurance) in the Americas and EMEA. Lead team of 15 analysts performing ongoing surveillance of counterparties for changes in risk profile and chaired a monthly management review to validate risk assessments.• Led team to develop a centralized surveillance system to improve surveillance productivity by at least 25% while improving timeliness of identifying adverse credit events. • Reduced Goldman’s capital holding requirement on complex counterparty exposures by increasing the sophistication of credit analysis.

• Sector lead for life insurance and life reinsurance sectors. Leadership for emerging sector issues: facilitate consensus among sector analysts regarding credit implications and how they translate to credit ratings. • Managed a portfolio major North America life insurers end-to-end: company and industry analysis, rating recommendations, publish rating actions and research, client communications, investor communications. • Voting member of U.S. and International rating committees in Property/Casualty, Life, and Health sectors, and Structured Securitization Ratings.• Lead analytical team to address emerging sector issues. Provide overall thought leadership and manage ongoing forum for prioritization, analysis and consensus development for credit ratings implications and actions.• Improved comparability and accuracy of credit ratings for comparisons between U.S. and Canadian firms by developing new analytical approach to normalize for fair value vs. book value accounting. (see "How Financial Accounting Regimes Of Life Insurers In Canada And The U.S. Diverge", published by S&P on Nov. 1, 2011)• For major analytical technology and process redesign initiative, provided requirements and approved design for implementation.

Accountable for client deliverables – individual work product, as well as coordination across team members.Engagements: Product Development, Audit, Actuarial Modeling and Analysis.

Actuary – Graduate of Met Life Actuarial Student ProgramRotated through varied business units and functions in elite leadership development program. Earned FSA accreditation while working full time. Led various cross functional teams and supervised interns. Rotations included:- Reserve Valuation Team Leader - Product Pricing and Valuation Manager - Financial Analyst - Tax - Annuity Pricing/Product Manager- Cash Flow Testing Modeler

Education record

Bachelor Of Arts (Ba)