Robert Heideman Email & Phone Number

1066 Executive Pkwy, Ste 100, St. Louis, Mo 63141

The Heideman Group operates under the Delmar Mortgage umbrella and we are a specialized team of Mortgage Advisors who work with clients to address their current home financing needs. We review and share strategies that our Comprehensive Mortgage Planning System will employ, allowing our clients to build the maximum amount of personal wealth as quickly as possible.Our goal is to help identify opportunities via various mortgage options and strategies, which will enable clients to achieve their goals, whether that is to minimize tax liability, maximize cash flow, build equity, among many other strategies. We know that today a mortgage loan is more than ever a financial instrument that must be tied into long- and short-term personal financial plan. We are committed to making a charitable donation every time we close a loan for our clients. I created the Charitable Promises initiative at the beginning of 2010, which encourages our clients to pick a charity that will benefit from their home mortgage transaction. With the multitude of problems in the world (some hitting closer to home than others), Charitable Promises allows everyone to be part of the solution. This initiative has reached many local, national and international charities.

Chesterfield, Mo

One of the founding members of a local BNI Chapter. BNI is the largest and most successful referral organization of its kind in the world. With over 211,000 members, in over 7,800 chapter, in 66 countries, the amount of business that is passed and generated between its members is astonishing. We do nothing but generate word-of-mouth referrals; that is a warm introduction to someone that is awaiting our phone call. We don’t generate leads, we generate referrals! By meeting new people like you and adding new members, we will grow the potential to refer even more business to one another.Please take a look at our current roster and let me know if there is someone that can help you grow your business.

Utilizing over a decade of diverse real estate experience, I can provide answers and solutions to any situation my clients may face. While spending ten years in Chicago, I owned and operated various companies that were able to capitalize on the real estate market. I bought and sold hundreds of residential and commercial properties, purchased mortgages, ran a full service brokerage firm, ran a construction company that converted condos and built new construction homes, as well as other ventures that complimented my core business. For the first two years in St. Louis, I was the head of a loan department at a national real estate investment company. Servicing a $36 Million portfolio gave me invaluable lessons on the proper way to create a loan and the pitfalls that are found when things are not done properly. All these experiences and partnering with a prestigious company like Cornerstone Mortgage, have created a perfect blend of real world experience and industry knowledge. I am committed to making a charitable donation every time I close a loan for my clients. I created the Charitable Promises initiative at the beginning of 2010, which encourages my clients to pick a charity that will benefit from their home mortgage transaction. With the multitude of problems in the world (some hitting closer to home than others), Charitable Promises allows everyone to be part of the solution. This initiative has already reached many local, national and international charities. Most importantly, I know that all the experience in the world is absolutely worthless without the basic ability to listen to clients and follow through with their wishes. My pledge to all past, current and future clients is to: •Provide professional service.•Always be accessible and responsive. •Offer a no hassle experience.•Keep informed on industry updates. Please give me a call or visit my website at www.RobertHeideman.com to discuss your options.

I was a residential mortgage banker offering financing for the purchase or refinance of homes. Responsible for finding potential clients and ensuring their loan transaction was a very smooth and stress-free process. Grew my business and relied solely on referrals from past clients and community networking.

Manage a $35 Million sub-prime loan portfolio. Create and distribute weekly and monthly reports for company owners and external investors utilizing Excel, QuickBooks and proprietary software. Reengineered the entire loan department and developed a tracking and reporting application to manage loan portfolio. Increased monthly collections by 34% by implementing a new automated Borrower Communication campaign and decreased the defaulted loans by 26%. Successfully managed and controlled a 45% growth of the loan portfolio. Determine which borrowers are eligible for loan modifications and/or foreclosure and then track all payment plans, foreclosures, lawsuits and bankruptcies.

Oversee the management of 1,100 residential units in and around St. Louis. Led a team of leasing agents and department personnel to lease vacant units, resolve tenant issues and renew current leases. Made daily business decisions considering tenant retention and the cost of vacancy. Implemented a new Tenant Call campaign that increased monthly collections and reduced the number of active evictions. Worked in concert with the head of the Maintenance Department to ensure units are ready for occupancy and are in compliance with municipal building codes.

Owned and operated the following companies concurrently over an eight year period. Roles included the Chief Financial Officer, Director of Marketing & Advertising and Human Resources of all companies. Utilized QuickBooks to: record income, create invoices, enter bills, issue checks, process payroll, track independent contractor payments, complete budgets and reconcile individual projects and investments. Worked with accountants for year-end tax preparation, bankers for financing requirements, and attorneys for legal protection.ECHO INVESTMENTSResidential real estate investment company that purchased and sold hundreds of properties in and around Chicago and South Florida. Flipped properties, added value by rehabbing, converted apartments to condominiums and built new construction homes. Acquired properties from foreclosures, bankruptcies, probate and directly from home owners; averaging a hold time of less than three months and an annualized return over 40%.RISING REALTYReal estate brokerage company that sold houses in all price brackets. Managed office staff and supported the activity of 18 licensed realtors, including the creation of unique marketing and advertising campaigns to attract new clients and specific strategies to assist selling their properties.QUALITY CLIENT SERVICESProvided tenant screening, employment verification, criminal background checks and skip tracing for landlords, attorneys and other professionals across the country.ECHO BUILDERSResidential construction company focused on rehab projects and condo conversions. Managed 15 crew members, 3 foremen and multiple vehicles. Worked with numerous national lending institutions for the repair and upkeep of their real estate portfolio.

Worked directly with client management to streamline communication between their multiple locations across the country. Created and implemented new processes and procedures that enhanced reporting, performance evaluation techniques and technology capabilities. Activities/Experience During College

Implemented automation in the testing laboratory for a leading insurance company by utilizing their System Quality Assurance software. Trained team members on the proper testing methodology and correction procedures.

Lived and worked in a community based on equality. Worked for the Kibbutz to offset the costs associated with providing room and board. Roles included working in the crop fields, glue factory, dairy farm, kitchen, and preschool.

Processed wholesale and retail orders for a textile and cap manufacturer. Responsible for resolving customer problems and complaints while implementing a new performance based compensation program among employees.

Ba, Computer Information Systems, Legal Studies

Bachelor Degrees, Computer Information Systems And Legal Studies

Education record

Attended classes focused on diversity, international business and politics. Curriculum allowed for travel around the country.