A financial services industry veteran, Bob Black is a managing director at OneTeam Financial LLC and has been providing financial advice to clients for more than four decades.As an advisor to high-net-worth business owners, executives, physicians, and other successful professionals, Bob works closely with each client’s professional team of advisors specializing in retirement income distribution strategies, life insurance reviews and legacy planning.A graduate of St. Peter’s University, Bob is widely recognized for his industry knowledge. He has shared his financial insights with civic groups, professional medical societies, bar associations and other organizations in and around New York City.No stranger to the critical need for financial planning and sustaining benefits of life insurance, Bob faced financial realities at just 16 years old when his father—the family bread winner—passed away unexpectedly. His decades-long focus on helping others prepare for the unexpected came full circle when two of his daughters succumbed to terminal illnesses within a four-year period. Bob’s personal experiences and those of his clients have deepened his passion for protecting families through careful financial planning. Third-party posts found on this profile do not reflect the views of M Holdings Securities, Inc. nor its Associated Persons/Affiliates, and have not been reviewed by M Holding Securities as to accuracy or completeness. This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact me directly or consult another qualified professional. The testimonials/recommendations used may not be representative of the experiences of other clients, and they are not indicative of future performance or success. Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer and Investment Adviser, Member FINRA/SIPC. Financial planning and investment advisory services offered through Prosperity Capital Advisors (PCA) an SEC registered investment advisor. OneTeam Financial, LLC is independently owned and operated. CA Insurance License #0D85619