WE DESIGN, FOR YOU, Retirement Income, legacy, and estate planning strategies THAT STRIVE TO STAND THE TEST OF TIME!After a detailed discussion to understand each client's specific goals and objectives, I may recommend:1) Growth with Income investment portfolios utilizing ETFs, income funds, guaranteed annuities, alternative investments..2) Income & Legacy Guarantees with Annuities & Life Insurance.3) Reg. D (Accredited Investor only) Income funds (500k minimum typically) offered thru Prime Meridian Capital Management, LLC.4) Estate and Succession Planning strategies for families and business owners.My clientele is quite diverse and include individuals referred to me who may be both High Net Worth / Accredited and non-accredited, baby boomers (like me) and their children, as well as defined benefit plans, institutional and non-profit organizations. IT IS MY BELIEF that you stand a higher probability of achieving your personal retirement income and financial planning goals and objectives by blending Non Correlated Alternative Strategies mentioned above with the more traditional global stock and bond asset allocations.