Roberto Ambriz Email & Phone Number

Mexico City, Mexico

Mexico

• Spearheaded the new business processing reengineering (BPR) initiative for the whole company on multiple LoB such as life P&C, Liability and Cargo. Responsible for the implementation of the new online quotation tools used for both agents and underwriters• Created new algorithms to allocate underwriting work• Transferred new online quotation tools linked to our core system from Excel • Spearheaded the development a new quotation request system to be used by sales and agents to request new quotes or changes• Optimize quotation algorithms on life, P&C, and Liability• Increased the time of response by 40% as well as the profit more than 10% by leading the implementation of controls and updating the quotation tools within the company • Implemented underwriting page initiative to provide UW are with a centralized way to manage quote requests• Monitor new linked databases to ensure reliable data

Mexico City, Mexico

- Spearhead the consulting and client relationships practice. Follow-up on various proposals.- Responsible for creating new initiatives for various insurance companies. -Responsible for companies valuation using risks based capital models.- Spearheaded the development of a new risk management area for a large airline company- Spearhead the consulting and client relationships practice for the Mexican government and insurance companies across multiple business units. Follow-up on various proposals from the lawmakers.

Miami, Usa

Supported the implementation of the ERM Framework for all LoB within 7 countries in Latin America • Reduced risk losses more than 10% by implementing the risk management framework for 7 countries in Latin America (Argentina, Brazil, Mexico, Chile, Colombia, Ecuador, Puerto Rico)• Successfully assessed and review the global corporate umbrella insurance programs. • Optimized most processes by 50% such as Financial Challenge, Risk Appetite, stress testing, Identification of Emerging Risks, Control Assessment by crafting tools to automate them.• Coordinated the Quality reviews of all areas such as claims, Underwriting, finance, actuarial, and IT for 7 countries which helped identify the risks and implement mitigating actions.• Successfully developed the Assessment Documents, and Fundamental Risks Review (Strategic risk, Operational risk, Credit risk, Market risk and Insurance risk)• Successfully reduced the capital requirements more than 20% by supporting the calibration of the Company’s world based economic capital model for Latin America

Lead the consulting practice and client relations for many insurance companies, banks and other clients across multiple business units. • Headed from scratch the complete actuarial and risk management frameworks for a new local reinsurance company.• Lead the developed a new reinsurance optimization tool which helped reduced the reinsurance cost for various brokers and clients of more than 20%• Increase the profit more than 10% by leading the developing new pricing and reserving tools & CAT modelling in new business opportunities initiatives for various companies. Including a new scenario generator tool. All while successfully reducing the execution times by more than 50%.• Developed a reinsurance optimization tool which reduced coverage costs for my client by more than 10%.• Utilized background knowledge in risk and project management to implement a motor analysis and performance tool which identified gaps and opportunities of cost savings of more than 10%.• Headed a new P&L portfolio forecast and stress test model to assess multiple parameters which provided the top management with a tool to better and faster make decisions• Created new reserves and liabilities adequacy methodologies for multiple companies which reduced the volatility and liability requirements by up to 20%

Barranca Del Muerto 280, Del Alvaro Obregon, Mexico D.F.

Lead the Financial and Statistical department to create solutions for different stake holders across multiple business units. • Optimized their mortgage, property, casualty and life insurance portfolio valued at over 70 billion USD with an overall cost reduction in the CAT premiums and liabilities of more than 20%. Effectively worked with brokers and reinsurers to craft new insurance programs.• Upgraded the IBNR for life, mortgage and Property portfolios • Headed the enhancement of the interest risk assessment methodology, which is used to calculate the interest rate within the portfolio and help made it more profitable by 10%• Successfully lead the development of the demand forecast models and credit review for the mortgage portfolio (credit analysis) which achieved a profitable and growth of more than 10%.• Implemented the quality assessment and adequacy of credit risk exposure for new loans with a default rate improvement of more than 10%. This also reduced the capital requirements.• Implemented the quality coverage project and risk assessment for new construction loans with a premium value of more than 100M US

Mexico D.F

• Developed new pricing and reserving models for at least 15 insurance and banking companies across most multiple LoB with a profit and time gain of more than 10%.• Created a new external audit tool which enhanced issue detection by more than 20% and reduced audit time by more than 70%.• Improved the financial and capital adequacy valuations model for various clients which help reduced their capital requirement by up to 20% and was also used in M&A initiatives.

México

• Developed the new MCEV capital assessment model according to the latest international requirements (The MCEV model was even presented in the group’s world actuarial meeting)

México

• Improved the reserves and capital solvency model valuation processes for at least 10 companies which reduced time for our clients by more than 20%

México

• Implemented a new regulatory liability assessment methodology (PDR and IBNR) that resulted in savings of more than 20% for the company’s liabilities within the motor portfolio.

Bs. In Actuarial Science, Actuarial Science

Master In Insurance And Risk Management, Insurance