• Orchestrated and implemented the bank's strategic vision, devising innovative business strategies and implementing cost control measures to maximize profitability. Achieved a remarkable 30% reduction in operational expenses. • Monitored company performance and provided daily supervision of bank operations, meticulously tracking over 25 KPIs, while ensuring seamless coordination with direct reports. • Fostered strong relationships with the Board and Regulators, actively engaging in media and public relations.• Spearheaded the creation of 40 webinars for various topics, to support stakeholders and customers during the unprecedented challenges of the pandemic.• Enhanced risk and compliance procedures, cultivating a robust credit portfolio with sustainable growth and customer diversification. Closed the fiscal year of 2020 with earnings exceeding expectations, totaling approximately 900K.

• Led the management of a family business group of companies which encompassing financial advisory, financial services, real estate investments, motorcycle retail sales and distribution, local franchise operation of restaurants, and craft beer production and distribution.• Cultivated and sustained a robust credit portfolio, achieving a 1% default rate among customers.• Directed innovative marketing strategies and managed business financial support and administration. Generating a business portfolio of over $5 million through a combination of direct sales and networking.

• Formulated and executed a new business strategy and marketing plan for the successful re-launch of the bank in the local market. • Pioneered the establishment of a new organizational and technological infrastructure to position the bank for accelerated growth. • Created and implemented a strong risk management strategy that aimed to triple the bank´s asset size and profitability by 60% in the short term, leveraging limited resources to build a sustainable healthy foundation for a successful sale process.

• Supervised and maintained a $155 million credit portfolio composed of small and medium size business.• Elaborated and organized a new organizational structure to improve customer approval processes and services, reducing approval time from 3 weeks to 3 days. • Identified, analyzed, and executed 5 new credit and cash management business opportunities, representing 25% of existing portfolio.

• Developed and maintained a small and medium size business customer portfolio of 200 million.• Identify, analyze, and implement new credit and cash management opportunities. Carried-out BAC Advance, a pre-authorized credit line with limits based on POS billing and salary advances for payroll employees. Accomplished year ends goal within 3 months. • Supervised the small business department.

• Maintained and supported a 150 million credit portfolio of multinational and local corporations.• Deployed new credit and cash management products analyzing credit and operational risk. Achieved 0% overdue rates and enhanced profitability by developing customized factoring solutions for multinational clients, providing higher rates compared to small clients while maintaining controlled risk for AAA-rated multinational clients. • Developed leasing and factoring programs for small and middle size business customers, achieving a $50 million portfolio within a year.

• Maintained a $380 million corporate credit portfolio Providing financial services to local, multinational, and international corporations. • Orchestrated the largest syndicated loan in Panamanian banking history, securing $180 million for the acquisition of Union Fenosa during privatization, surpassing the initial target of $120 million and successfully negotiating an acceptance of $150 million.• Structured the merger and acquisition financing of one of the main ports in Colombia for $135 million, among other deals.

• Fostered and curated a high-net-worth individual's personal portfolio, comprising mortgages, auto and credit card loans, deposits, and mutual funds.• Administered a $120 Million corporate credit portfolio, providing financial services to prime corporate companies.• Spearheaded the record-setting $120 million syndicated loan for AES, facilitating the construction of a major hydroelectric plant, showcasing leadership in financial project management.