Roberto Alatorre Email & Phone Number

Toronto, Canada Area

Responsible to provide specialized expertise for the identification, measurement, and escalation of credit risk issues in relation to trading transactions with external entities, primarily non-bank financial institutions (NBFIs), as well as financing transactions on non-standard collateral with asset managers, private equity firms, and associated entities in relation to securitization transactions. In addition to credit adjudication responsibilities, the role also includes the… Show more Responsible to provide specialized expertise for the identification, measurement, and escalation of credit risk issues in relation to trading transactions with external entities, primarily non-bank financial institutions (NBFIs), as well as financing transactions on non-standard collateral with asset managers, private equity firms, and associated entities in relation to securitization transactions. In addition to credit adjudication responsibilities, the role also includes the development and maintenance of internal risk rating models, including their corresponding guidelines and policy documents; as well as market research, ad-hoc analyses, risk monitoring enhancements, amongst other tools to support the line-of-business and improve the workflow of credit requests within appropriate risk parameters. Show less

Toronto, Canada Area

North America Trading Credit / Credit Risk ManagementResponsible for managing a portfolio of over 35 credit accounts, including small, medium, and large securities firms (aka “broker/dealers”), U.S. electric and gas utilities, insurance companies, and investment managers – total authorized contingent facilities of US$2.0 billion and settlement facilities of US$6.5 billion.Other job responsibilities included review and update internal risk rating models, work with business groups… Show more North America Trading Credit / Credit Risk ManagementResponsible for managing a portfolio of over 35 credit accounts, including small, medium, and large securities firms (aka “broker/dealers”), U.S. electric and gas utilities, insurance companies, and investment managers – total authorized contingent facilities of US$2.0 billion and settlement facilities of US$6.5 billion.Other job responsibilities included review and update internal risk rating models, work with business groups to develop new products, procedures, and credit frameworks, assist front office to negotiate acceptable terms and conditions of master agreements (e.g. ISDA/CSAs, MRAs, MSLAs, etc.), and participate in other risk initiatives as required by the Bank. Show less

Toronto, Canada Area

Specialized Credit Group / Corporate Credit ProductsResponsible for managing a portfolio of 25 credit accounts; primarily large independent broker/dealers, financial guaranty companies (aka “monolines”), bank custodians, and investment managers – total authorized contingent facilities of US$3.7 billion and settlement facilities of US$6.0 billion.

Toronto, Canada Area

Trading and Securitization Credit Risk ManagementResponsible for the counterparty risk associated to a portfolio of clients with trading facilities for Derivatives, Sec/Lending and Repo transactions – total authorized limit of US$300 million with 27 clients; primarily oil & gas companies, electric and gas utilities, and small brokers/dealers in the US and Canada.

Toronto, Canada Area

Global Risk Management for Latin AmericaResponsible for reviewing requests from Latin American markets, mainly for major public and private companies in Mexico, analyzing cash flows, covenants, credit structures, guarantees, profitability (e.g. ROEE), and provided recommendations to senior officers. Common requests included facilities for loan syndications, asset-backed loans, FX, and Stand By’s / letters of credit, with amounts ranging between US$5-$200 million per business group.

Torreón Area, Mexico

Financial AdvisorAssisted Senior Partners in financial/strategy analyses for sustainable development projects with local governments and private investors in northern Mexico. Left the firm to seek opportunities in Toronto following approval of the Canadian permanent residency.

Monterrey Area, Mexico

Credit Analyses Unit - Commercial BankingResponsible for leading a team of 6 to manage facilities available to over 70 medium-sized companies (US$25-$100 million in annual revenues) in northern Mexico – total outstanding debt of US$85 million.

Monterrey Area, Mexico

Line of Business - Commercial BankingResponsible for managing a portfolio of large commercial companies (US$100-$500 million in annual revenues) – total outstanding debt of US$35 million with 8 clients. Main industries: Construction / metal structures (beams, cross sections, and pipes of steal, copper, or aluminum)

Houston, Texas Area

MBA Summer Internship.

Monterrey Area, Mexico

Commercial BankingResponsible for managing a portfolio of small commercial companies (US$2-$100 million in annual revenues) – total outstanding debt of US$5 million with 25 clients. Main industries: Agricultural / equipment, Trucking, Wholesale/Retail (steel, fruits), and others.

Monterrey Area, Mexico

Line of Business - Corporate BankingResponsible for supporting Relationship Managers in Corporate Banking.

Master Of Business Administration (Mba), Finance

Bachelor Of Science, Mechanical & Electrical Engineering