Rob Fernandes Email & Phone Number

London, England, GB

Deko are both pioneers and market leaders in Embedded Finance. With heritage dating back to 2010 for powering checkout and POS lending, our platform is now on its fourth generation of technology which supports all types of pay later offering (instalments, digital credit, BNPL) and connects to an integrated network of 15+ lenders, supporting diverse payment.

Created a wide-ranging clothing label to represent my neighbourhood in the UK - great entrepreneurial hobby, first hand experience of ecommerce, payments, and marketing. See more at southbristol.com

Stockholm, ., SE

Tink built Europe's biggest and most robust Open Banking technology platform. Worked with senior stakeholders and staff across the organisation just prior to acquisition by Visa - to single-handedly define, document, present and plan Tink's go-to-market payments strategy and offering, identifying external solution partners and supporting product delivery.

Pay2Z specialise in strategic payments consulting with the widest possible coverage of all aspects of building or repositioning a payments or FinTech business. This includes a focus on business strategy, product roadmap and development, market proposition, and innovation. Our partners range from FinTech startups to large corporations - all need hands on.

Pay2Z specialise in strategic payments consulting with the widest possible coverage of all aspects of building or repositioning a payments or FinTech business. This includes a focus on business strategy, product roadmap and development, market proposition, and innovation. Our partners range from FinTech startups to large corporations - all need hands on.

London, England, GB

Built from scratch for Clearcourse and its investors - ClearAccept are specialists in integrated payments acceptance for software companies. Created and executed a detailed strategy and business plan to build and deliver new full stack Payment Facilitator platform to market rapidly; recruited talented small team and live within 7 months; devised and.

London, England, GB

Acquiring and merchant services are being disrupted by SaaS business software platforms (ISVs) and the role of the traditional Payment Gateway is under threat. ClearCourse is leading this transition by acquiring (M&A) and empowering smart software companies to become payments specialists.Advised ClearCourse from early 2019 on full end to end strategy to.

Liverpool Street, England, GB

Working with a new NatWest Group subsidiary to re-enter merchant card acquiring in the UK market following end to prior agreement with WorldPay (Tyl by NatWest). Developed a detailed long term strategy for UK Ecommerce market (online and mobile merchants), through comprehensive market review of merchant trends and segmentation, and creation of wide-ranging.

London, GB

Developing a comprehensive market, product, and commercial strategy for Request To Pay oriented mobile payments in the bill payments market, working with key industry stakeholders and users. Also exploring OpenBanking opportunities, building combined international commercial propositions and pricing models, and supporting bids. Included short interim.

Helped secure FCA authorised status as a Payment Institution, then launched and established WePay in the UK, a first market outside North America, heading up a new UK office and responsible for all local activities. Worked cross-functionally with US staff to manage the UK operation. Supported major commerce platforms by providing thought leadership on.

Welwyn Garden City, Hertfordshire, GB

Responsible for broad strategy definition / planning; entrepreneurial/lean startup payments product mgmt; launch of market-leading Advanced Payments platform; significant cross-Plc influence; and a year coordinating documentation, presentation and sale of the PayPoint.net business and platforms (sold to Capita Plc, rebranded as Pay360, and since sold to.

Welwyn Garden City, Hertfordshire, GB

Defining a vision through deep market insight; informing and shaping the strategy of an established international payments business with significant web and mobile intentions, creating documentation and visual cues to our strategic aims, communicated up to FTSE-250 board level. Owned a complex and significantly developing product portfolio and multi-year.

Welwyn Garden City, Hertfordshire, GB

Responsible for the entire product portfolio and road map of the UK's largest independent Payment Services Provider, in addition to leading new projects, analysis, development and delivery, heading up the business' core technical and project function. Managing broad range of contacts and partnerships and with a central face-to-face and written role in key.

Welwyn Garden City, Hertfordshire, GB

Evolved and innovated key value add products and features of a top UK Payments Services business including identifying, championing and developing the PSP market's leading reporting and fraud services, the latter single-handedly transformed into one of the firm's most significant revenue and margin generators. Ownership and subject matter expert for all.

GB

Having developed products and established the business' general and technical support functions and implemented its' website and marketing programmes, driving toward a major multi-million acquisition by a leading UK Plc, handing over responsibilities to newly formed functions in the growing business and placing specific focus on product ownership and.

GB

Broad range of responsibilities for a startup but fast evolving payments business including developing all product front-ends, user interfaces and product materials, personally implementing and growing the firm's entire support function (including creation of online and IVR services), and taking responsibility for Merchant Services, client liaison.

GB

Joined startup (2-5 employees) micropayments business that was originally focused on producing embedded multi payment method propositions for content monetization and content delivery for blue-chip client list including every major music label (Polydor, Sony, Island, etc) and using diverse "bleeding edge" payment features such as quick card checkout, SMS.

Conceived, designed, created and ran a sports (football) website during University that received 150,000 to 200,000 visits a month and as a result was bought by a heavily invested American Sports media network which launched into the UK and allowed me to run the site as a regular income stream. Leading web design, produced material quoted by local media.

Joined team responsible for developing the web based intranet software and applications used by all Orange customer service representatives in dealing with customer queries. Quickly promoted to senior status in the team with particular responsibility for conceiving, designing, building and perfecting user experience of new interactive web applications used.

Armonk, New York, NY, US

University Placement. Successful in IBM intern selection process (and later also offered Graduate Role). Working to support programme office for global hardware division headquartered out of San Jose, California. Useful if nothing else to know how Big Blue operates!