U.S.C.G. Licensed Master Captain up to 25 Gross Tons.Offshore/Inshore Fishing Charters, including shrimping and gator hunting excursions. Over 40-years experience. Inspect vessels to ensure efficient and safe operations. Expert in various electronics. First Mate on lobster, stone crab & pompano fishing vessels.Direct train and coordinate members in the safe operation and maintenance of vessels.Mechanically sound to ensure vessel reliability.Working with public to create a positive experience.

Originating, and processing FHA/HUD Fannie Mae, Freddie Mac, USDA-RD, VA, and Reverse Mortgage products.Implementing internal quality control systems.Preliminary underwriting of loan submissions.Establishing referral relationships with major area Credit Unions, Realtors as well as other business partners.Practiced sound ethical business.Training originators and processors on current procedures. Maintain relationship with former clients to provide follow up assistance.

Managed originating conventional and VA Mortgages.Specialized in non-conforming mortgage lending including debt consolidation, home improvement, foreclosure assistance, and mortgage purchases. Developed and processed business proposals for procuring new referral accounts.Managed and trained junior loan officers.Reviewed preliminary underwriting submission packages and post closing audit packages.Established office procedures and development of business procurement programs.

Conforming loan products.Specializing in non-conforming mortgage products and mortgage purchases.Training new personnel. Reviewed and standardized submission procedures for non-conforming products.Provide quality control. Preliminary underwriting of submission files.Submitting business proposal packages to potential referral sources.