Robin Talbott Email & Phone Number

Chicago, Illinois, United States

Racine, Wisconsin, United States

Milwaukee

FIS Implementation Services - IBS Loan Conversions• Define and understand client products and services through information gathering sessions to determine how FIS systems must be established to meet client needs.• Utilize data analysis to effectively map products. Gathers forms and data files from client in order to assess requirements for software utilization. Through client interviews act as liaison by communicating any software customization requirements with programming… Show more FIS Implementation Services - IBS Loan Conversions• Define and understand client products and services through information gathering sessions to determine how FIS systems must be established to meet client needs.• Utilize data analysis to effectively map products. Gathers forms and data files from client in order to assess requirements for software utilization. Through client interviews act as liaison by communicating any software customization requirements with programming team.• Creates data maps and transaction workflow documents showing exactly how every field of information will be converted. Shares data maps with programmers, clients and others as appropriate to ensure successful conversion. Refines mapping through validation.• Tests customized software against client specific needs sharing reports and application specific data with clients in order to show how conversion data will be processed. Reviews conversion results (reports, balancing, data load, software changes) with client to refine and confirm requirements. Obtains formal customer acceptance of results.• Examines client processes, forms and reports, then determines operational needs.• May develop new procedures and make recommendations with client to ensure FIS software is used appropriately. Show less

I have been in the banking industry for more than 20+ years. At Citizen's Bank we specialize in the following:Equipment loansVehicle loansWorking capital lines of creditStandby letters of creditCommercial real estate loansConstruction loansMulti family dwelling loansPermanent end financingLand development loansAgriculture loansSmall Business Administration (SBA) loans are available in a variety of term loans and line of credits.

Commercial Lending• Act as an advisor for new and existing business clients by delivering financial expertise and client-centric solutions to build long term relationships.• Review and complete a cashflow analysis to determine if the client meets the banks credit administration and credit policy.• Recommend, prepare and present loan presentation to the loan committee.• Review customer relationships to ensure the client has the appropriate products and services.• Mentor… Show more Commercial Lending• Act as an advisor for new and existing business clients by delivering financial expertise and client-centric solutions to build long term relationships.• Review and complete a cashflow analysis to determine if the client meets the banks credit administration and credit policy.• Recommend, prepare and present loan presentation to the loan committee.• Review customer relationships to ensure the client has the appropriate products and services.• Mentor new credit analysts and portfolio managers.• Provide training and guidance to staff to understand and refer commercial products.• Effectively maintain and manage a commercial loan portfolio.• Monitor past due accounts and take corrective action as needed, including loan workouts. Show less

Greenfield Wi

Commercial Lending• Review and analyze current and prospective client’s financial statements to determine if they meet the bank’s loan policy.• Recommend, prepare and present loan presentation to the loan committee.• Review customer relationships to ensure satisfaction with commercial products and bank services.• Mentor new credit analysts and portfolio managers.• Provide training and guidance to staff to understand and refer commercial products.• Effectively maintain… Show more Commercial Lending• Review and analyze current and prospective client’s financial statements to determine if they meet the bank’s loan policy.• Recommend, prepare and present loan presentation to the loan committee.• Review customer relationships to ensure satisfaction with commercial products and bank services.• Mentor new credit analysts and portfolio managers.• Provide training and guidance to staff to understand and refer commercial products.• Effectively maintain and manage a commercial loan portfolio.• Monitor past due accounts and take corrective action as needed, including loan workouts. Show less

Vice President / Commercial Lending• Solicit and develop new commercial loan relationships by interviewing loan applicants, structuring loan terms, and closing loans.• Approve loans within lending authority limits and recommend approval of loans to loan committee.• Responsible for maintaining existing commercial loan relationships.• Mentor existing customers to ensure satisfaction with commercial products and bank services.• Provide training and guidance to staff to… Show more Vice President / Commercial Lending• Solicit and develop new commercial loan relationships by interviewing loan applicants, structuring loan terms, and closing loans.• Approve loans within lending authority limits and recommend approval of loans to loan committee.• Responsible for maintaining existing commercial loan relationships.• Mentor existing customers to ensure satisfaction with commercial products and bank services.• Provide training and guidance to staff to understand and refer commercial products.• Monitor loan portfolio for any past due accounts and take corrective action as needed.• Comply with bank procedures by maintaining accurate lending records.• Loan workout responsibilities for Legacy Bank loan portfolio from 2008 thru March 2012.• Assisted FDIC with Loan work and transfer of assets to Seaway Bank and Trust. Show less

Senior Vice President / Commercial Lending/Loan Workout• Manage a portfolio of classified cash flow to maximize loan recovery, ensure proper reserve levels and accurate risk ratings.• Perform quarterly and monthly portfolio / loan reviews through the completion of status reports and other regular reporting items.• Evaluate, recommend, and document waivers, amendments and restructuring strategies.• Prepare monthly and quarterly analysis of the individual accounts for discussion… Show more Senior Vice President / Commercial Lending/Loan Workout• Manage a portfolio of classified cash flow to maximize loan recovery, ensure proper reserve levels and accurate risk ratings.• Perform quarterly and monthly portfolio / loan reviews through the completion of status reports and other regular reporting items.• Evaluate, recommend, and document waivers, amendments and restructuring strategies.• Prepare monthly and quarterly analysis of the individual accounts for discussion during the Classified Asset / Loan Committee meetings.• Perform impairment analysis and recommend reserves and charge-offs as needed.• Lead negotiations of amendments, restructuring proposals and documentation with borrowers and the bank group.• Perform extensive analysis and due diligence to identify risks associated with modification of credit terms and determine appropriate structure and pricing.• Provide in depth financial analysis of historical financial statements and operating information, and identify important value determinants and risks, using knowledge of accepted accounting principle, model design, and financial analysis.• Perform industry/economic assessments, identifying economic trends, and competitive analysis.• Sit on ad-hoc and formal creditor committees.• Ensure accurate regulatory risk ratings.• Ensure that the portfolio complies with credit and compliance policies, business strategy, and regulatory guidelines.Director of Sales / Senior Vice President• Manage daily operations of the retail function of the bank to include all lending, deposits and other bank products and services. • Establish, review and update policies and procedures; establish interest rate guidelines and fees consistent with the banks policies. Project expected sales volume and profitability of new and existing products. Work with data processor (Fiserv) to ensure banks operating system is meeting all necessary regulatory requirements. Show less

Commercial Lending• Review and analyze current and prospective client’s financial statements to determine if they meet the bank’s loan policy.• Recommend, prepare and present loan presentation to the loan committee.• Review customer relationships to ensure satisfaction with commercial products and bank services.

I held multiple positions at Firstar Bank including formal credit training.• Branch Manager Bank Officer • Business Banking Officer• Community Bank Associate in the banks formal Management Training Program.o Formal Credit Trainingo Commercial Paper Desko Credit Analyst

Bsba, Business Administration

Graduate School Of Bank Investments & Financial Management

Education record