Led the business to the forefront of the fintech industry in the Philippines by championing innovative digital payment solutions. Oversaw the development and launch of user-centric financial products, such as mobile payment Apps, QRPh, and virtual MasterCard, tailored to meet the unique needs of the Philippine market. This innovation significantly improved financial inclusivity and accessibility for a diverse customer base.Skillfully navigated the company through rapid growth phases. Developed and executed robust growth strategies that included online advertisement and partnerships with local financial institutions, contributing to a substantial increase in customer base and revenue streams. Emphasized sustainable growth and ethical financial practices at Mocasa, aligning business operations with environmental and social governance (ESG) principles. Implemented green financing initiatives and fostered a company culture that prioritizes responsible lending and financial literacy, cementing the company’s reputation as a socially responsible leader in the fintech sector. Successfully led Mocasa in raising >10 million USD in investments during the first year. This achievement underlines ability of Mocasa team to articulate a compelling vision for the company's future, coupled with a strategic roadmap that convinced investors of the high potential for growth and innovation.

Established and managed online unsecured consumer financing businesses in the Philippines, Vietnam, India, and Bangladesh. The strategic leadership and innovative approach in these diverse markets led to significant growth, achieving over USD 2.5 million in monthly revenue pre-pandemic. Focused on leveraging fintech solutions, optimizing operational efficiencies, and implementing data-driven risk management strategies, establishing a strong foundation for sustainable growth and resilience in challenging global economic conditions during the pandemic.

Led the creation and launch of a groundbreaking online credit card management app in Mainland China, driving the project to generate over USD 20 million in annual revenue.

Pioneered advanced technological solutions to transform the consumer financing process for motorcycles in mainland China, serving more than 5 million customers. Implemented innovative digital platforms and mobile applications, significantly streamlining loan approvals and enhancing customer accessibility and convenience. Drove the expansion of market presence, targeting untapped customer segments in rural areas across more than 20 provinces of China. Developed and introduced new financing products tailored to the unique needs of motorcycle buyers, contributing to a substantial increase in the company's market share and revenue growth.Enhanced risk assessment capabilities by integrating data analytics and machine learning into the credit evaluation process. This led to more accurate credit scoring, reduced default rates, and optimized financial product offerings, solidifying the position as a leader in the motorcycle financing sector.Instrumental in finishing Series B and C fundraising rounds, successfully securing substantial investments from top-tier venture capitalists like Shunwei & Northern Light.

Founded and managed the 1st mobile solution team for Honeywell Greater China

Founded the team and raised USD 1.5 million in series A for the 1st HR Recruitment SaaS solution in Mainland ChinaBuilt a product from 0 and achieved ARR of over USD 1 million in the 2nd year after launch

Development/Maintenance of ERP HCM China/Taiwan.Architecture/Development of ByD HCM CN/TW/KR/BR...Lead ESS Renovation.Speaker of SAP TechED 2007/2008Speaker of SAP CIO Forum

Lead development of CMMI5 project "CIMS" for Cisco

Member of BOS team. C#, Java, RDBMS