Collaborating closely across our capabilities and teams to identify internal customer needs, refine processes, ensuring excellence in delivery - driving more effective performance.

At The Richards Group, we understand how important it is to strike the right balance between what you provide for your employees and how much it affects your company’s bottom line. That’s why we’ll work with you as a partner to develop a comprehensive and affordable employee benefits program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help.

International Insurance Agency Services, LLC (“IIS”) is a Managing General Underwriter (MGU) specializing in independent reinsurance underwriting, marketing, and administrative services support employee benefit programs. IIS creates unique concepts in self-funding for employee benefit programs desired by employers in the current environment IIS specializes in supporting plans for partially self-funded groups catering to specific requirements and customizing reinsurance terms to meet expectations and budgets. We provide an alternative to increasingly expensive fully insured programs, while providing a cushion against severe and catastrophic claims. With current cost trends in the medical field, efficient and affordable medical insurance plans are integral for an employer to satisfy an educated, productive, and quality workforce. We are able to differentiate ourselves from other carriers by providing personalized service, responsiveness, competitive pricing, industry experience and flexible medical plans using: normal, multiple, or blended benefit plans. Further, through our direct relationship with our reinsurer, Harbour Life, IIS provides swift response and maintains high standards for feedback to clients in both underwriting and claim matters. We underwrite on Standard Life & Accident paper, which is rated “A” Excellent by A.M. Best