I am extremely privileged to work in Commercialization and Enablement for Digital and Network Products at one of the world's most valuable brands. Our powerful network supports a diverse portfolio of products, helping to facilitate global commerce for consumers, merchants, financial institutions, partners and governments. As the digital wave continues to influence our previously analogue world, new interactions to pay with systems, devices and non-cards are emerging. To keep up with these trends, Visa has to evolve constantly in order to provide the latest range of payment capabilities and initiatives.