Emotions Org is a social enterprise focused on mental health and environmental sustainability. Our mission is to harness everyday consumer choices to drive significant social change. By choosing our paper products, you're not just purchasing an item you already buy, you're investing in a movement that supports mental health, the environment, and community well-being.Our primary mission is to support mental health initiatives. We donate 50% of our profits to esteemed organisations like… Show more Emotions Org is a social enterprise focused on mental health and environmental sustainability. Our mission is to harness everyday consumer choices to drive significant social change. By choosing our paper products, you're not just purchasing an item you already buy, you're investing in a movement that supports mental health, the environment, and community well-being.Our primary mission is to support mental health initiatives. We donate 50% of our profits to esteemed organisations like Lifeline, Beyond Blue, and The Black Dog Institute. These partners are selected for their comprehensive and culturally sensitive support, covering everything from early intervention to emergency response, addressing needs across various demographics.We believe in protecting our planet while promoting mental health. Our products are eco-friendly, made from raw materials that are plastic-free and locally sourced where possible. Our operations strive for carbon-neutral logistics, reflecting our dedication to environmental stewardship.Emotions Org is committed to diversity and inclusion, not just within our workforce but also through our community engagements. We support local communities by donating products to community groups, working with people who encounter barriers to entry into the workforce, and contributing to The Torch, a programme that provides licensing and royalties for packaging designs by First Nations artists.Why Choose Emotions Org?1. Our products are competitively priced. You switch your commercial spend to social spend without affecting your budget.2. We prioritise locally manufactured options to support Australian businesses and reduce environmental impact.3. We have established relationships with major clients like Ventia, Aqua Metro, Major Roads Victoria, Hutchings, John Holland, Amtek, Richies IGA, and Woolworths Online, showcasing our ability to deliver quality and reliability. Show less

With access to both 'on' and 'off-market' assets and entity sales, I act as an intermediary between high net worth individuals and business stakeholders.Duties are client-facing and process-oriented, including performing full business assessments, analysing financial reports, custom research, targeted marketing, ensure buyer qualification, finding value for potential acquirers, value enhancement recommendations, negotiations, pricing and terms, due diligence, legals and Settlements.

Aspire provide personal and business, secured and unsecured loans for private school tuition.With a risk reduction based approach to operations and mix of technical skills and business acumen, the role of the Operations Director is to establish and automate effective operations and lending processes, with a strong focus on risk management and regulatory compliance.a) Business Operations:· ASIC Australian Credit Licence + Authorised Representative· Private equity… Show more Aspire provide personal and business, secured and unsecured loans for private school tuition.With a risk reduction based approach to operations and mix of technical skills and business acumen, the role of the Operations Director is to establish and automate effective operations and lending processes, with a strong focus on risk management and regulatory compliance.a) Business Operations:· ASIC Australian Credit Licence + Authorised Representative· Private equity funding· Debt funding· Competition and Market Research· Tender preparation· Financial forecast models· Contract negotiations with Equifax, Illion, Ezidebit, Proviso, CoreLogic, SMS & Email providers, CRM providers, hosted servers and integrations· Memberships with AFCA (previously known as CIO and COSL), AFSA, ASIC, ATO and AUSTRACb) Lending Operations:· Credit rating/scores for applicants and members · Decision Engine automation rules· New customer & return customer underwriting process· Front end customer facing website with member area · Back end staff CRM design and automation · End-to-end lending processes · User experience for design· Email and SMS marketing· Secured and unsecured loan contract preparation· Loan calculators and payment plan variation procedures· CRM automation and integrations for payment plans, direct debits, identity verification, personal and business financials, next of kin verification and security valuations· Proactive and preventative internal collections procedures including RG 165 internal and external dispute resolution procedures· External collections procedures for secured and unsecured debts including regulatory guidelines and litigation· Tracking borrowers and guarantors for the duration of the loan. Show less

Founder of the Fintech Company Financier Pty Ltd sold after 13 years of trading in late 2018. During my tenure with Financier, I was responsible for the operational aspects of business processes in a rapidly changing financial and technical environment. Results driven and strategically minded, focus was placed on efficiencies through technology to reduce operational costs and increase volumes all whilst maintaining award winning levels of service in a fluid, fast moving and highly… Show more Founder of the Fintech Company Financier Pty Ltd sold after 13 years of trading in late 2018. During my tenure with Financier, I was responsible for the operational aspects of business processes in a rapidly changing financial and technical environment. Results driven and strategically minded, focus was placed on efficiencies through technology to reduce operational costs and increase volumes all whilst maintaining award winning levels of service in a fluid, fast moving and highly regulated environment. Key achievements across multiple business units included:• Development, maintenance and ongoing enhancements of automated digital lending platform • NCCP Compliance• Website showing on first page of Google for multiple key search terms• Managed times of rapid growth when increasing size of loan book whilst maintaining default rate• Segmented clients to optimise profits• Integrated back end software with third parties including credit bureaus, automated bank statement retrieval, data learning software and more• Integration with affiliate network groups for additional revenue streams• Managed offshore loan processing and SEO experts to reduce processing costs and allow for 24/7 operations• Oversaw internal and external servers security, privacy and encryption protocols • Created and outsourced best practice collections procedures• Memberships with AFCA (previously known as CIO), AFSA, ASIC, ATO and AUSTRAC• Focused on delighting customers with greater access, speed and flexibility • Built a culture of consultation with all employees• Managed an R&D project based on statistical modelling and machine learning to detect core quality applications which eliminated 50% of bad applications with a false positive rate of 2%• Presented as a panel member at ProvCon Proviso Conference Day• Invited to be a board member of the NCPA in Sydney• Undertook private and banking debt raising • ASIC Responsible Manager for Australian Credit Licence Show less