● Recruited and led team of 12 risk management professionals who operationalized credit, liquidity and market risk management governance and controls for cash equities & derivatives clearinghouses● Continuously improved and validated Post-Trade readiness to manage a major client default event● Completed key project deliverables to strengthen TMX Post Trade financial resilience and clearinghouse profitability such as:➢ Designed and implemented Supplemental Liquidity Fund (lowest cost risk mitigation)➢ Designed SGC Note default waterfall & loss allocation ($20B mature clearing volume)➢ Designed reverse repo cash investment limit method for clients’ $US cash collateral ($500MM daily)

● Constructed, staffed, and launched boutique oceanfront hotel and restaurant.● Initiated Community Business Improvement Association to foster tourism growth and leverage marketing resources.

● Recruited and led cross functional team of chartered accountants, traders, financial modelers and system developers to design build and deliver retail product portfolio hedge programs● Initiated and delivered multiple concurrent projects to continuously improve financial performance and product portfolio management capabilities such as: ➣ Established margin protection positions for short floor exposure ($48MM annual revenue)➣ Created heat map visualization for mortgage interest rate risk ($12B portfolio) ➣ Developed and implemented wholesale deposits pricing regime ($2.5MM annual loss avoidance)➣ Devised economic analysis framework for Mortgage Securitization ($7-10MM annual revenue)

● Led behavioral analysis projects to develop or update models for mortgage & rate lock options usage and deposit customer migration propensity ● Established trusting and collaborative relations hips between Treasury and 8 US Product Management teams while implementing TD's Risk Adjusted Profitability Management program● Headed team of 12 finance professionals to establish daily market based transfer pricing & monthly performance reporting for $US 200 billion balance sheet● Presented portfolio and economic analyses to senior management and 100+person conferences

● Produced integrated balance sheet management (ALM, FTP, Liquidity) best practices documentation and Risk Adjusted Profitability Management strategy presentations● Designed and executed interest rate risk exposure measurement processes for retail products and investment portfolios● Analyzed risk adjusted profitability drivers and retail portfolio dynamics● Reported financial results with drivers attribution analysis to the Bank's ALCO and product management groups