Rodney Kihenjo Email and Phone Number

Independent Consultant, November 2011 – to dateRecent projects• Conducted market research, developed resource allocation plans, as well as business analysis in education, water and a brick making projects for Teule Kenya, an NGO empowering homeless and orphaned children.• Conducted business mentorship through needs assessments, developing marketing and financial plans, as well as capacity building for entrepreneurs working in renewable energy in various parts of Kenya, under Integral Ltd.• Served as an associate consultant with Strategic Business Advisory on a workshop held in Nairobi, Kenya. Tasked to address challenges in Agri-business across Africa by coming up with policies to help financial institutions better understand the challenges and mitigate them with a view to ease access to finances by farmers

In my current capacity as an independent Small Business Consultant, I am involved in resource allocation, overseeing the business units, reviewing of the organizations financial information, conducting research with the aim of ensuring the business units are profitable and sustainable and carrying out needs assessments for various entrepreneurs.

Habib Bank Marketing and Credit Analysis, January 2010 - October 2011Responsibilities• Analysing financial information such as statements, management accounts and cash flow statements• Assessing credit worthiness of small businesses seeking financing• Checking for adequate security for potential and existing loans to be offered• Advising the management and recommending changes to policies and procedures on lending• Ascertaining that procedures comply with sector standards• Keeping abreast with legal, compliance and market-risk-related issues involved in the approval of credit• Marketing the bank’s credit products and building existing market share• Using market intelligence to give lists of good referrals so as to increase bank overall profitsAchievements• Implemented a thorough vetting process that ensured I never had a non-performing loan in my portfolio• Increased my portfolio both in terms of money and small business clientele by 60%• Participated in introduction of new products in the bank, such as cheque and invoice discounting• Participated in a team that saw our lending portfolio grow from Ksh 1Billion to Ksh 3 Billion in two years• Was promoted to become a relationship manager, becoming a direct contact between the bank and the clients