Rodney Clapp Email & Phone Number

Raleigh-Durham-Chapel Hill Area

To provide quality experiences for businesses in the Triangle while also providing solutions in an evolving business environment.

2501 Blue Ridge Road, Suite 100 Raleigh NC 27607

• 2020 – Ranked #1 in peer group of 104 branches for Small Business. 2020 – Ranked #5 overall in peer group of 104 branches. 2017- Financial Center improved from a Level 6 branch to a level 1 branch in less than 12 months.
• Responsible for managing a team of 4 to provide the ultimate customer experience for both existing customers and prospects.
• Proactively calling on new retail and small business opportunities to grow the book of business and create additional profitability.
• To partner with other departments to help grow various segments of the bank through referrals.
• Coaching each team member to help them grow within the company and reach their potential with Fifth Third.

Raleigh-Durham, North Carolina Area

• Providing stellar service to manage and grow existing banking relationships while always partnering with referral sources to develop new business opportunities.
• Utilizing my experience in financial sales leadership to work well with other bankers.
• Constantly striving to develop and grow relationships that create profitability for Wells Fargo.
• Always seeking out referral opportunities to grow relationships with other banking partners.
• SAFE registered

Cary, NC

Team Lead of 10-12 consumer loan underwriters in a call center environment. Managing quality and production for a major US Bank's consumer loan portfolio.

Raleigh-Durham, North Carolina Area

• Responsible for leading and managing B&P Home Preservation Settlement Team consisting of 8-20 team members who completed final doc prep for HAMP, NON-HAMP, and Specialty loans
• Manage multiple teams and their ability to reach production goals along with managing the efficiency and quality of final home modifications being completed
• Develop and implement a training program for newly hired Loan Administration Manager to manage the baseline HAMP team.
• Transferred to manage the specialty team that works Bankruptcy, Mediated, Litigated, Servicer Delayed, 2MP, and MBS pipelines. Implemented plan to improve QA along with reducing the aged pipeline and improving the.
• Team accomplishments in 2015o Overall cost per modification was reduced from $589.00 to $326.00 in 12 monthso Completion time of modifications improved from 23 days to 21 days in 6 months o Servicer Delayed pipeline.
• Manage staffing models to ensure production goals are met while also budget monitoring to ensure financial goals are met

Raleigh-Durham, North Carolina Area

• Completed analysis and underwriting duties for home owners seeking mortgage modifications whose incomes are generated from sole proprietors, partnerships and corporations
• Tasked to complete Peer Review of files for level A and B delegated underwriters
• Analyze and examine tax returns including: K-1, Schedule C, Schedule E, 1120, 1120S, and1065 IRS forms
• Performed credit analysis and risk tolerance review in accordance with Mortgage Insurance, Investor and Wells Fargo credit policy

Erwin, NC

• Increased loan growth by 50%, month over month, consecutively with average loan size exceeding 100K
• Grew deposits by 30% while managing a staff of 4
• Coached and trained personnel to meet all sales and customer service goals
• Ensured revenues and expenses met profit and loss guidelines as well as firm objectives o Worked less than 12 months as opportunity to relocate closer to home and children was offered with Wells Fargo

Raleigh-Durham, North Carolina Area

Review and analyze commercial and retail loan documentation from an existing loan portfolio to determine amortized maturity dates for both performing and problem loans. Collect data from specific loan documents needed for accounting purposes to project profitability and ROAImplement collected data into excel spreadsheets to further project profitability on.

Raleigh-Durham, North Carolina Area

Coordinated activities to implement institution policies, procedures, and practices concerning granting or extending lines of credit and loan activitiesCollected sufficient financial documentation and reviewed loan applications for completeness and analyzed applicant's financial status, credit, and property evaluation to determine feasibility of granting.

Burlington, NC

Interviewed prospective customers and gathered all relevant credit and financial data to initiate the credit process for both consumer loans and business loans. Consistently exceeded annual growth and production expectations for both loans and depositsWorked with customers during the loan process to determine equity position, D/I ratios, and when needed to.

Hillsborough, NC

Served as a key member of the executive team that set the company's strategic directionSpearheaded business development initiatives that were consistent with the company's overall strategy while exceeding growth expectations that demanded a secondary stock offering for capital. Manage multiple business initiatives in a start-up environmentEngaged in.

Hillsborough, NC

Analyzed financial performance against key business metrics and document pertinent financial highlights that enabled management to determine progress against budgets.Managed all employees of the branch including both sales and operational functionsCarried out the operations including the day-to-day management of income and expenditures, accounts receivable.