Rodrigo Cobos Email & Phone Number

Jacksonville, Florida

• Manage a team responsible for strategic management of over $1B technology P&L budget for the US Consumer Digital, US Consumer Analytics, Global Core & Digital Application Development, and Holdings portfolios within.
• Manage Monthly analytics related to product financials, book of work investment initiatives, and technology productivity, ensuring that technology spend is aligned to the organization’s strategic plan.
• Manage forward looking processes including annual budget plan, monthly outlooks, and multi-year strategic operating plan
• Lead monthly financials reviews with Technology CIOs, Business CEOs, and Business CFOs.

Jacksonville, Florida

• Provided key financial and operational analytics to our business partners within Mexico/LATAM, and Global Consumer Holdings
• Led Forecasting and planning IT expense for Mexico, LATAM, and GCT Holdings
• Responsible for Analyzing and communicating technology costs optimizations opportunities to senior leadership management
• Managed major deliverables for annual, mid-year and quarterly forward-looking projections.
• Managed monthly billing and allocations process for the International Regions.

Jacksonville, Florida Area

• Responsible for:
• Business Planning Analytics within Global Consumer Technology
• Leading monthly operating performance reviews for executive management.
• Ensuring consistency across strategic plans, operating plans, budgets, project expenditure proposals, book of work, and capacity plans across the business
• GCT Global Organization Charges documents to support Citi Technology Infrastructure financial systems.

• Developed scorecards to accept/reject applications for the Marine portfolio
• Develop and/or evaluate various models used for loss forecasting, portfolio stress testing, and other targeted analysis.
• Responsible for recommending credit policies and origination strategies to increase auto decisioning/funding rates.
• Responsible for developing analytic to identify and evaluate all risks related to Consumer Credit.
• Responsible for analyzing portfolio level data to identify and monitor key risk factors, as well as credit quality trends shifts and recommend solutions.
• Access and query a multitude of databases and create and maintain data sets as appropriate.

• Responsible for analyzing portfolio level data to identify and monitor key risk factors, as well as credit quality trends shifts and recommend solutions.
• Perform characteristics analysis and scorecard validations for the Auto Indirect through the door populations to identify and communicate potential policy and or operational improvements that will enhance credit quality.
• Ensure that appropriate reporting of activity is occurring consistent with Bank policy as well as pertinent regulatory guidance.
• Manage Vintage and Roll Rate models for charge-off forecasting for the Bulk & Flow portfolios ($10 billion portfolio)
• Responsible for auto loss forecasting used in the risk-based pricing models
• Manage Roll Rate models for charge-off forecasting for consumer portfolios.

• Designed scenarios and simulations to evaluate and estimate production performance.
• Developed and implemented business models and as well as 5 years capacity plans
• Automated systems within the Industrial Engineering department to streamline processes and gather data on productions requirements.
• Worked in an optimization team to maximize the plant efficiency and manpower productivity, resulting in a 50% improvement.
• Worked closely with Sales, Logistics and Accounting departments to prepare factory costing—monthly budget closing and business plan.
• Prepared and applied best practices to Building area.

• Led the first Preventive Maintenance model for all manufacturing Equipment. (Applied Preventive Maint. software)
• Responsible for 7 direct reports.
• Led the plant Quality Assurance Team, obtaining 97% Quality Assurance Capability.
• Reduced the percentage of scrap by 60% (11.11% to 2.22%).
• Implemented Quality Improvement Process, managed Quality Improvement relationships with customers, developing product Quality planning and controlling shipping.
• Directly involved in ISO / QS-9000 implementation.

Mba, Master Of Business Administration

Activities and Societies: Beta Gamma Sigma International Honor Society

Bachelor Science, Industrial Engineering