Rodrigo Cobos Email & Phone Number

Jacksonville, Florida

• Manage a team responsible for strategic management of over $1B technology P&L budget for the US Consumer Digital, US Consumer Analytics, Global Core & Digital Application Development, and Holdings portfolios within Global Consumer Bank.• Manage Monthly analytics related to product financials, book of work investment initiatives, and technology productivity, ensuring that technology spend is aligned to the organization’s strategic plan. • Manage forward looking processes including annual budget plan, monthly outlooks, and multi-year strategic operating plan• Lead monthly financials reviews with Technology CIOs, Business CEOs, and Business CFOs.

Jacksonville, Florida

• Provided key financial and operational analytics to our business partners within Mexico/LATAM, and Global Consumer Holdings• Led Forecasting and planning IT expense for Mexico, LATAM, and GCT Holdings• Responsible for Analyzing and communicating technology costs optimizations opportunities to senior leadership management• Managed major deliverables for annual, mid-year and quarterly forward-looking projections.• Managed monthly billing and allocations process for the International Regions.

Jacksonville, Florida Area

Responsible for:• Business Planning Analytics within Global Consumer Technology • Leading monthly operating performance reviews for executive management. • Ensuring consistency across strategic plans, operating plans, budgets, project expenditure proposals, book of work, and capacity plans across the business• GCT Global Organization Charges documents to support Citi Technology Infrastructure financial systems.

• Developed scorecards to accept/reject applications for the Marine portfolio• Develop and/or evaluate various models used for loss forecasting, portfolio stress testing, and other targeted analysis.• Responsible for recommending credit policies and origination strategies to increase auto decisioning/funding rates. • Responsible for developing analytic to identify and evaluate all risks related to Consumer Credit.• Responsible for analyzing portfolio level data to identify and monitor key risk factors, as well as credit quality trends shifts and recommend solutions.• Access and query a multitude of databases and create and maintain data sets as appropriate.

• Responsible for analyzing portfolio level data to identify and monitor key risk factors, as well as credit quality trends shifts and recommend solutions.• Perform characteristics analysis and scorecard validations for the Auto Indirect through the door populations to identify and communicate potential policy and or operational improvements that will enhance credit quality.• Ensure that appropriate reporting of activity is occurring consistent with Bank policy as well as pertinent regulatory guidance.• Manage Vintage and Roll Rate models for charge-off forecasting for the Bulk & Flow portfolios ($10 billion portfolio) • Responsible for auto loss forecasting used in the risk-based pricing models• Manage Roll Rate models for charge-off forecasting for consumer portfolios.• Access and query a multitude of databases and create and maintain data sets as appropriate.

•Designed scenarios and simulations to evaluate and estimate production performance.•Developed and implemented business models and as well as 5 years capacity plans•Automated systems within the Industrial Engineering department to streamline processes and gather data on productions requirements.•Worked in an optimization team to maximize the plant efficiency and manpower productivity, resulting in a 50% improvement.•Worked closely with Sales, Logistics and Accounting departments to prepare factory costing—monthly budget closing and business plan. •Prepared and applied best practices to Building area.•Managed daily production schedules and inventory requirements - Responsible for 20 direct reports. •Optimized the cutters area through better production planning, resulting in a 33% improvement.

•Led the first Preventive Maintenance model for all manufacturing Equipment. (Applied Preventive Maint. software)•Responsible for 7 direct reports.•Led the plant Quality Assurance Team, obtaining 97% Quality Assurance Capability.•Reduced the percentage of scrap by 60% (11.11% to 2.22%).•Implemented Quality Improvement Process, managed Quality Improvement relationships with customers, developing product Quality planning and controlling shipping. •Directly involved in ISO / QS-9000 implementation.•Responsible for development of new products and processes within the plant.

Mba, Master Of Business Administration

Activities and Societies: Beta Gamma Sigma International Honor Society

Bachelor Science, Industrial Engineering