I have already lived and worked in 3 countries, with different cultures and forms, the learning that these experiences leave is not easy to achieve, no matter how much background we have.Here is mine:Bachelor of Science Engineering - Finance mention with more than 20 years, specialist in Information Technology Solutions and Data Analysis (10 years) working for Equifax (Chile - Costa Rica), 5 Years in Laureate and 1 year in México market development.Due to my experience in the sector, I have developed a high operational and strategic level in problem solving, with demonstrated ability to innovate and achieve goals, understanding of the life cycle of the B2B / B2C client in credit risk, decision making, model & score and collection. Besides, I have had different jobs positions at Equifax in the commercial and financial areas with a strong executive presence, leadership skills and experience in C-level presentations in a matrix company, thus achieving progressive experience in multiple financial and commercial domains that include financial analysis, sales pipeline, FCST, management reports, budgeting and strategic planning.I characterize myself as a proactive person with high aptitudes for teamwork, a strong analytical capacity and problem solving; able to break paradigms, a solid mix of critical and creative thinking that manages to drive high-level and strategic processes while maintaining attention to detail. Professional Spotlights: Development of people, forming high performance teams and Customer Care (B2B / B2C), culture adaptation.