Rohan Ali Email & Phone Number

Tustin, Ca, Us

Atlanta, Georgia, United States

Anaheim, California, United States

Reviewing and verifying loan documents including income, credit, appraisal, title insurance, etc., and ensuring the information is complete, accurate, and complies with company policies, TRID compliance requirements, and adhering to program guidelines. Validating information into LOS Encompass, following up and communicating with brokers, Sales Executives, and 3rd party vendors to obtain required and outstanding documentation in order to process the mortgage loan file in a timely & in and expeditious manner. Managing a pipeline of 80 to 120+ loans in order to meet closing expectations with an average pull-through of > 55% per month.Process FHA, VA, Conventional, Non-QM & other loan programs such as USDA, 203K Rehab Loans, and Down Payment Assistance Programs.Prioritize & monitor daily workflow to ensure all loans are being worked on in accordance with the company's turn-time expectations.o Peak Performer for 2020, and 2021 – Awarded for highest producing Account Manager in the wholesale lending division.o Circle of Excellence - # 1 ranked Account Manager in terms of units funded for the year 2019 for the West Coast wholesale division of the Company.o # 1 ranked Account Manager in terms of dollar volume funded for the year 2015 for the entire wholesale division.o # 2 ranked Account Manager in terms of units funded for the year 2015 for the entire wholesale division.

Kandy, Sri Lanka

We are a privately held company established with the sole objective of catering to B2B, private and government corporations, not- for- profit organizations, schools, and individual buyers. We are situated in the heart of downtown Kandy, Sri Lanka. We are authorized agents for the most recognized electronics brands in the world including HP, DELL, Toshiba, Acer, Asus, Microsoft, MSI, Intel, Nvidia, Samsung and Lenovo. Our aim is to provide the highest quality and latest electronics goods to the Sri Lankan and the South Asian Market market.

Orange County, California Area

• E-commerce site development, including ways to conduct business online and manage the technical issues associated with constructing an e-commerce Web site.• E-commerce technology and security, including e-commerce technologies at various levels of sophistication, Customer Relationship Management (CRM) software, and practices for securing your online transactions as well as your customers' personal information.• E-commerce business, marketing and legal issues, including Web marketing strategies, online product promotion, and legal topics such as taxation and international shipping.• Online marketing acting as the director of marketing to exert overall control of the website’s ecommerce efforts. This includes the definition, set up and implementation of all catalog and circulation strategies. The primary strategic focus is evaluating, developing and executing marketing and circulation strategies that maximize product promotions, enhance customer lifetime value/increase loyalty, contribute toward steady and strong revenue growth, increased site traffic/conversion, and overall ROI.• Provide outstanding leadership and direction to staff in acquisition and retention marketing efforts designed to drive online traffic and sales for the brand.• Create a comprehensive online marketing plan for a brand using all appropriate online marketing channels (SEO, SEM, Partnerships, Ad Networks, affiliate networks, social networks, blogging networks, E-mail lists, SMS campaigns, catalog, traditional media and online market places)• Manage the catalog marketing plan and objectives. Develop the promotional calendar for the brand meet or exceed business performance objectives.• Work closely with analytics so I can analyze, and optimize marketing campaigns to use it effectively and cost consciously.

Irvine, California, United States

• Processed mortgage loan files requiring the verification of loan documents including income, credit, appraisal & title while maintaining strict compliance with RESPA, Section 32, HMDA & the turndown of mortgage loan files.• Provided strong communication and support to underwriting, mortgage professionals, and customers to clear stipulations needed for mortgage loan files to ensure a quick turnaround time.• Performed standard credit, asset, collateral, and personal and business income analysis and conditions signoff. • Knowledge and experience in operating automated underwriting systems such as FNMA [DU] and FHLMC [LP].• Experience and knowledge of mortgage lending in the area of Conforming, Jumbo loans and FHA, Conventional and VA mortgage product lines all at different stages of the approval process.

Irvine, California, United States

• Reviewed information obtained from loan officers for accuracy, completeness, and viability.• Assigned a pipeline of 50+ and closed an average of 30+ loans per month. • Followed up with all third-party vendors (appraisals, credit, and title) to ensure delivery of required reports in a timely manner.• Collected, verified, analyzed, and pre-underwrote files prior to submission to Underwriting. • Adhered and complied strictly every month to meet closing deadlines.• Processed Conventional, FHA & VA within the pipeline, all at different stages of the approval process.• Knowledge and experience in operating automated underwriting systems such as FNMA [DU] and FHLMC [LP].

Costa Mesa, California, United States

• Processed loans meeting strict deadlines. Ordered all required verifications, documentation & subsequent follow-ups. • Managed an assigned pipeline of loans and assisted other employees with coverage in their absence. • Calculated income, and funds to close; reviewed and verified credit reports and other income, liabilities & tax returns. • Signed off on loan conditions, analyzed title report, purchase contract, escrow instructions, income, assets, VOE & VOM.• Identified potential fraudulent information and escalated selected files to risk mitigation.• Responsible for processing in & out of state conventional single-family, FHA & VA loans.• Performed standard credit and personal income analysis.

Orange County, California Area

Responsible for reviewing and adjusting collection portfolios that require special handling or analysis to reduce delinquent/problem loans within the framework of the company, FNMA, FHLMC, and private investor guidelines.Functions include: Analyzing financial statements; personal and corporate tax returns, analyzing credit/account information; monitoring adherence to terms of the agreement; corresponding with customers; handling workout and restructuring of problem loans; restructuring payment plans; recovering charged-off loans; Evaluating income and credit according to HAMP guidelines and modification processes. Advanced knowledge of CPI/LPS, ERLMF, LIV, and Image viewer systems to process loans.Consistently among the top 5% of processors in moving files to Peer Review and final modification at the Center.Read, interpret and research correspondence and legal documents including summons, subpoenas, liens and foreclosures, affidavits, and substitution of trustees to determine specific issues & courses of action.

Los Angeles, California, United States

Responsible for performing a variety of loan documentation duties on complex loan packages to ensure compliance with Company policies and procedures for loan products. Functions include: Determine & document loan conditions & communicate loan requirements and/or conditions for loan approvals. Process & ensure compliance for loan products; interpret policies while analyzing applicant, property & documentation; order all required verifications, documentation & subsequent follow-ups. Managing an assigned pipeline of loans of 200+ loans and collaborating with retail loan centers and wholesale brokers throughout the nation. Experience working with Processing Document interfaces; LSSI Doc Win and Doc Magic, E Magic, Landsafe ordering system. Strong Knowledge of FNMA, FHLMC, FHA and VA products & guidelines. Familiar with DO, DU, LP, DataTrac and Calyx Point Experience and thorough knowledge of mortgage lending in the area of Conforming, Jumbo and FHA, Conventional and VA mortgage product lines and mortgages.Verify loan application information against loan criteria guidelines and standards. Assess loan attributes and documentation for soundness and accuracy. Reject documentation by identifying & documenting deficiencies. Evaluate overall income, credit and equity of a loan file. Clarify and verify risk by requesting additional information and/or forwarding to underwriter to review and evaluate loan file for risk issues and potential misrepresentation.

Newport Beach, California, United States

Managed a portfolio of Client referred REO assets which had been acquired through foreclosure or loss mitigation.Primary accountability included sale of the assets through aggressive and proactive marketing techniques while mitigating Client losses.Reviewed all forms of valuation (BPO, Appraisal, etc.) and determined Reconciled Market Value.Prepared REO Marketing Plans and Recommended Marketing Strategy for Client approval.Prepared and sent listing referrals to a network of approved real estate agents throughout the entire nation.Reviewed agent status reports and updated marketing strategy every 30 days.Prepared and recommended list price reductions as needed.Negotiated all offers to Client designated authority. Identified, resolved and cured title issues.Reviewed Purchase and Sale Agreements to ensure terms are defined as negotiated.

Irvine, California, United States

Reviewed the loan application package for completeness & accuracy, verified & validated supporting income, asset & liability documentation to support automated underwriting decision.Calculated income, funds to close; reviewed and verified credit report and other income and liabilities. Performed standard credit and personal and business income analysis. Experience in operating an automated underwriting system [EDE] and Fannie Mae Desktop Underwriting System [DU]. Successfully managed a pipeline of 300 plus loan files and collaborated with 50 plus mortgage brokers to process files to closing.Best Quarterly Employee [Kudos Award for 2005]Top producer [Units Moved to Closing] in the Wholesale Channel for the 2007 - YTD.Nominated for the Elite Group 2006 & 2007 - Annual recognition program created for employees in Home Loans to recognize and reward star employees.

Newport Beach, California, United States

Fielded, owned and resolved incoming phone calls from contract holders, brokers and internal clients’ regarding all aspects of Pacific Life’s variable and fixed annuity products & Mutual funds. Provided information regarding product features, contract values, withdrawals, fund performance, outstanding issue requirements, 1035 exchanges, IRA/Qualified Plan transfers and rollovers. Process exchanges between sub accounts and changes to future allocations and take requests for Rebalancing and Dollar Cost Averaging, portfolio optimizing models, Minimum Required Distribution and Annuitization. Interfaced with Registered representatives, Contract Holders, Brokerage Houses, Financial Institutions. Conducted Quality Assurance on all financial transactions and variable trades to ensure accurate and timely data processing. Handled escalated and exception issues that resulted in research, analysis, reversal and reapplication of group processing errors.

Bachelor Of Business Administration - Bba, Finance Management Information Systems And Business Economics

Transfer, Business Administration

Activities and Societies: International Students Club

Diploma, General Business