Leveraging over decade of expertise across Product, Business, and Portfolio Management to drive impactful outcomes in digital realm.As a seasoned digital Product Manager cum Banker, possess a wide-ranging exposure in Digital Banking & Payments, including UPI, IMPS, eRUPI, NEFT, Cards, AePS, NCMC, Bharat QR, and multifaceted functions of Product and Business Strategies.Instrumental as a core member of the UPI-BHIM and RuPay (PoS + eCOM) at NPCI, contributing to revolutionary advancements in India's digital payment landscape. Successfully managed pivotal products such as UPI, IMPS, RuPay, and played a strategic role in portfolio cum digital product implementation for leading banks across the northern region (Public/Private) banks.As an owner of key business drivers, including costs, revenues, credit, receivables, and attrition, have consistently employed strategic foresight to optimize performance and fuel sustainable growth.