Managed and responsible for all aspects of a remote business banking team servicing Akron, Cleveland, and Columbus, Ohio consisting of seven production individuals: Three senior bankers providing targeted C&I and D&I credit solutions / exposures from $2.5 to $10 million, two portfolio bankers servicing existing clients with C&I and D&I credit solutions / exposures less than $2.5 million, one Treasury Management Specialist servicing all business banking teams, one loan renewal specialist, and team administrative assistant.

Manage and service 75 business relationships, whose revenues are generally $5 - $20 million. Primary responsibilities include identifying and coordinating business checking, savings, treasury management, traditional loans, SBA guaranteed loans, leases, business retirement plan options, and private banking services to clients and actively marketing these solutions to prospects. Support five banking centers on the Eastside of Cleveland, providing leadership, coaching, and advise to those banking center managers and our junior bankers concerning business related banking products. Secondary responsibilities include resolving delinquencies, documentation exceptions, reporting requirements, covenant violations, etc.National Rankings and Awards (out of about 750 peers)2010 33rd nationally in total loan bookings and 11th nationally in total SBA loan bookings2009 Presidential Award, finishing 42nd nationally in overall stacked rankings2008 Presidential Award, finishing 9th nationally in overall stacked rankingsRegional Advisory Board: From September 2009 until July 2011, selected to be one of four members on the Regional Relationship Manager Advisory Board. The Board reports directly to the Regional Manager. We work closely with the Regional Manager to identify, plan, develop, coordinate, and deploy to the entire region various sales initiatives.

Manage and service 75 business relationships, whose revenues were generally under $10 million. Primary responsibilities include identifying and coordinating business checking, savings, treasury management, traditional loans, SBA guaranteed loans, leases, business retirement plan options, and private banking services to clients and actively marketing these solutions to prospects. Support four banking centers in Portage and Northern Summit County, providing leadership, coaching, and advise to those banking center managers concerning business related banking products. Relied upon heavily by manager to help educate peers on complex business solutions, such as interest rate derivatives, taxable/tax exempt bond financing, and credit structuring. Secondary responsibilities include resolving delinquencies, documentation exceptions, reporting requirements, covenant violations, etc.

Managed and serviced approximately 20 mid-corporate relationships, whose revenues were up to $250 million, with aggregate committed loan and letter of credit backed bond facilities of over $50 million. Primary responsibilities include identifying and coordinating loans, leases, treasury management, capital markets, international, and private banking services to clients and actively marketing these solutions to prospects. Secondary responsibilities include resolving delinquencies, documentation exceptions, reporting requirements, etc. $1,000,000 credit authority. Advanced Credit Education course: Commercial Credit Structure.

Managed a $700 million credit portfolio, comprised primarily of publicly traded companies, by continually monitoring client's credit quality, reviewing covenant compliance agreements, controlling delinquencies, working with syndicating partners to meet the customer's needs without sacrificing internal standards, and assisting two Relationship Managers with the underwriting, structuring, negotiation, approval, and documentation of new credit requests from our clients. Advanced Credit Education courses: Engineering a Transaction, Asset Backed Securitizations, and Disciplined Lending.

$500,000 credit authority. Job duties included underwriting a request from start to finish using personal judgment to make the final loan decision, communicating decision to Relationship Managers, negotiating final loan structure and covenants, recommending or automatically approving cross-sell opportunities, determining loan grade. One of three credit approval officers authorized to underwrite Agricultural Credits. Specialized training and authority to underwrite contractors. Advanced Credit Education courses: Commercial Real Estate, Commercial Cash Flow, and RMA Agricultural Analysis. Top Performer in the Business Loan Center distinguished by Quarterly Awards: 3rd Qtr. 1999, 2nd Qtr. 1999, 1st Qtr. 1999, and 3rd Qtr. 1998.

Analyzed and identified issues with business banking loan requests from $250,000 to $1,000,000, discussed this analysis with a Credit Approval Officer, communicated to the requesting Senior Relationship Manager the issues with the proposed loan, prepared and insured the accuracy of the loan request in the loan center's database, and wrote the final loan dictation. Helped develop and implement a Lotus 1-2-3 program that performed financial analysis on agricultural loans. Top Performer Quarterly Award: 1st Qtr. 1998.

Supported the Director of Financial Reporting in the consolidation, analysis, and presentation of monthly, quarterly, and full year budgets, actuals, and forecasts and other top level management information. Ensured that budgets, forecasts, and actual results were properly reflected in the internal database, the Bank One Corporate system, and communicated this information to the appropriate levels of management. Acted as a liaison to BOCCSC Senior Management groups, Regional banks financial management, and Banc One Corporate Finance.

Forecasted the daily, weekly, and monthly corporate cash flow. Forecasted the budgets of 50 administrative cost centers. Assisted with the analysis and forecast of 230 store budgets. Calculated the performance bonuses for every level of management. Trusted by the Controller and Senior Management to endorse all employees payroll checks through a manual check stamping machine. Received the Accounting Department 1st Qtr. Fiscal 94/95 Key Contributor Award within three months of being hired.