Ronak Vadher Email & Phone Number

Mumbai, Maharashtra, India

Mumbai, Maharashtra, India

• Managing Credit limit of customers: Insured / DCL / Uninsured• Managing portfolio of 5000+ customers with rotational credit limit of 900+ Cr• Periodical reviews of customer’s financials and credit limit exposure• Preparing Financials analysis bases Audited Financials and Market research• Managing Inland and Import LC transaction: Purchase and Sales• Review and Modification of Company’s Credit Policy • Issuance of Trade credit policy and In-transit policy• Managing Trade credit and In-transit risk• Managing daily credit exposures and dispatch request• Managing Account receivables and reconciliation• Actively engaging with Operations and Commercial teams for daily dispatch request• Reporting of Risk reports: AR receivables, Credit Exposures, Collections, Legal, Selling price, etc• Liaising with legal team for legal cases• Achieved nil default cases in two consecutive FY 21-22 and 22-23

Mumbai, Maharashtra, India

• Managing HDFC Bank’s Classic Programme Portfolio of 35 Cr• Credit analysis using data and excel tools such as Regression analysis, Time series analysis, Var and Ratio analysis, LGD and EAD • Credit modeling and periodic liquidity review of the Corporate • Coordinating with Credit and Risk department and Corporate for credit appraisal• Credit appraisal for Term loan, Secured loans and Unsecured loan• Financial statement analysis and Stress testing• Consulting in Investment for Ultra HNI : Equity, Bonds and Fixed Income products

Bkc

• Credit risk analysis of Nakshatra Brand and NPA Analysis of SBI Bank• Financial Analysis on Credit Core Model of SBI• Fundamental Analysis using Top down approach of Diamond Industry• Identifying the stress signals in the company’s account in diamond industry and treatment of NPA accounts• Z Model testing for Liquidity Analysis• Preparation of comprehensive report on distressed assets and recommended change in periodicity of SMA account reporting

Masters In Management Studies, Finance

Master Of Commerce, Business Administration And Management, General

Bachelor Of Management Studies, Finance, A

Advance Diploma In Foreign Trade, Foreign Trade

Hsc, Business/Commerce, General, A

S.S.C, A