Registered Investment Representative at USAA Investment Management Company

Life Insurance, Variable Products, Managed Accounts, 401K'S/IRA'S, Corporate/Executive Benefit packages & more.

Sales, Consulting & Analysis of Medicare, Medicaid & HCR Products utilizing B-Connected, Citrix & Other Proprietary Internal Platforms.

Offering Life, Annuities, LTC, Disabilty & Financial/Investment Advisory Services

Independent Contractor-Securities Brokerage, Financial & Wealth Mgmt Making Financial Independence Possible By Providing Full Service Vehicles From Life Insurance/Annuities/Variable Products to Other Portfolio Investments.

Strategic Business Consulting, Problem/Expense Overhead Costing Solutions and B2B General Lines Extremely Affordable Health, Accident & Life Insurance Offerrings Will Help Stabilize Your Cost, Streamline Your Expenses and Increase Your Net Income. Small to Medium Businesses W/Sales to 500 Million Dollars.

Spectrum PSC is a commercial r.e. consulting firm which concentrates its' value efforts in comm'cl r.e. lending to help foster growth in small to midlevel companies and boost bottom line balance sheet equity holdings in mature companies:I. Commercial Real Estate Lending We provide or arrange Conventional, CMBS Conduit, HUD, Fannie Mae & SBA 504/7A non-recourse & recourse comm'cl real estate loans from $ 1 million to $50 million dollars to help facilitate:1) M&A deals… Show more Spectrum PSC is a commercial r.e. consulting firm which concentrates its' value efforts in comm'cl r.e. lending to help foster growth in small to midlevel companies and boost bottom line balance sheet equity holdings in mature companies:I. Commercial Real Estate Lending We provide or arrange Conventional, CMBS Conduit, HUD, Fannie Mae & SBA 504/7A non-recourse & recourse comm'cl real estate loans from $ 1 million to $50 million dollars to help facilitate:1) M&A deals 2) Refi Cash Out – 75 to 80% LTV3) Refi to Renovate or Construct4) Refi for business reasons5) Purchases & refi’s of anchored s/c’s, urb/suburb office bldgs. and multi-tenant industrial properties Initial loan evaluation & pre-application for Owner Occupant,CBD/Mixed Use Class A&B Midrise and Multi-Family Bldgs. will include the following info request: 2yrs. tax returns on occupying business( include all associated tax forms: 1040, 1065, K-1's, 1120's etc.), 2 yrs. of financials required – Fiscal P&L’S, Most recent 12 mos. Trailing P&L, Balance Sheets w/capital expenditures, 1 Year Cash Flow Statements w/3-6 months of supporting bank statements, rent rolls (if required) and resumes of principals. Application/3rd party report fees will vary according to loan type. II. Business Evaluation & Solution Implemention We analyze and evaluate business operation & profit inefficiencies thru: a) Owner, Management, Director, Partner & Employee in depth interviews b) Historical & Proforma business cycle financial evaluation & review c) Physical Inspection of operation & facilites for problem report & suggested solution fix implementation Contact or send executive summaries to:Ron Brown, G.M., Spectrum PSC (An affiliate of ValuExpress Comm'cl Lenders; NY, NY) 469-328-8197; or email - rgbspec2@verizon.net Show less

Managed day to day commercial real estate lending operations and B2B commercial loan sales.

Managed raw land & other fixed asset capital investments. Directed home builder division daily operations.