Ronald Hobson

Ronald Hobson Email and Phone Number

PACE Program Manager @ DC Green Bank
Washington, DC, US
Ronald Hobson's Location
Washington, District of Columbia, United States, United States
Ronald Hobson's Contact Details
About Ronald Hobson

Commercial lender, team leader, and mentor with decades of professional experience and an outstanding reputation in the growth and development of small, medium-sized and large corporations conducting business with the federal government and in multiple commercial industries. Superb talent to identify prospects, cultivate relationships, conduct financial analysis, assessing creditworthiness, loan structuring and converting prospects to clients, an influential leader with exceptional underwriting, portfolio management and interpersonal skills. A trusted advisor and industry expert in the government contracting industry who provides quality customer service and advocacy, building a large, loyal client base of small, emerging to medium-sized businesses. Maintain a robust pipeline of existing relationships and add new prospects. Collect and maintain financial information on borrowers and interact with customers to ensure that all banking needs are being satisfied. Led a staff of 500 government employees, dealing with regulatory review, training, workflow management, conflict resolution, and satisfying constituency needs for women and minority business development.Served as the Associate Deputy Administrator for Government Contracting and MED at the U.S. Small Business Administration, where he oversaw the SBA's $27 billion business development 8(a) program, and later served as Associate Director at the Office of the Under Secretary of Defense, Small and Disadvantaged Business Utilization at the Department of Defense in the 1990s.Served his country as a non-commissioned officer in U.S. Army Intelligence at the Pentagon. Also a long-time supporter and former Chairman of the Northern Virginia Urban League's Board of Directors and currently serve as Treasurer of BeAKing Lyfe Foundation, Inc., a foundation created by Dr. Bernice A. King, youngest daughter of the late Martin Luther and Coretta Scott King. Hobson is a member of Kappa Alpha Psi Fraternity, Inc.

Ronald Hobson's Current Company Details
DC Green Bank

Dc Green Bank

View
PACE Program Manager
Washington, DC, US
Website:
dcgreenbank.org
Employees:
22
Ronald Hobson Work Experience Details
  • Dc Green Bank
    Pace Program Manager
    Dc Green Bank
    Washington, Dc, Us
  • Dc Green Bank
    Director
    Dc Green Bank Nov 2023 - Present
    Washington, Dc, Us
  • Dc Green Bank
    Pace Program Manager
    Dc Green Bank Jan 2022 - Present
    Washington, Dc, Us
    Responsible for the program management of the DC Property Assessed Clean Energy (PACE) program. DC PACE provides clean energy financing for the DC commercial real estate industry.
  • Customers Bank
    Senior Vice President And Client Manager
    Customers Bank Apr 2018 - Oct 2019
    Wyomissing, Pa, Us
    Senior commercial lender in an $9.8 billion community bank seeking to penetrate a new market in the DC area with limited resources in a non-branch and non-marketing environment. Self-sourced leads and referrals through centers of influences, former clients, cold calling efforts and networking activities. Mr. Hobson developed a comprehensive calling list and implemented a mass mailing, targeting 1,800 not-for-profit organizations. His efforts led to numerous bank inquiries and bank issuing loan proposals. He is currently pursuing large deposit opportunities with three large not-for-profit organizations, a major local government agency (deposits of between $200MM and $250MM) and a quasi-government agency (deposits of between $250MM and $500MM).
  • Mainstreet Bank
    Senior Vice President, Government Contract Lending Division
    Mainstreet Bank Feb 2016 - 2017
    Fairfax, Virginia, Us
    Senior commercial lender specializing in lending to companies doing business with the federal government and ranging in size from $2,500,000 to $100,000,000 in annual revenues in the Washington, DC metropolitan market. Subsequent to joining MainStreet Bank in February 2016, Mr. Hobson independently generated 14 new loan and deposit relationships that totaled $24 million in loan commitments with average outstandings of $6.1 million, $25 million in deposits and generated fee income in excess of $65,000. Cross-sold other bank products including $1.0 million in mortgage loans; $1.1 million in HELOCs and $240,000 in credit cards. Negotiated and structured commercial loan transactions to satisfy bank requirements and borrowers' needs. Managed loan closing process by reviewing loan documents, coordinating closing with borrowers and attorneys. Organized bank-sponsored government contracting and CPA “Meet and Greet” events to improve the bank’s visibility in the marketplace. Seminars and meetings included “Contracting Opportunities with the Department of Army” and “Doing Business with the Department of Homeland Security”.
  • United Bank Inc, Successor Bank To Virginia Commerce Bank
    Senior Vice President And Government Contract Lending Division Manager
    United Bank Inc, Successor Bank To Virginia Commerce Bank Jul 2009 - Jul 2015
    Seasoned commercial lender responsible primarily for identifying and developing new business relationships with privately-held and publicly-traded companies doing business with the federal government and general commercial market primarily in the Metro Washington market with revenues ranging in size of $5 million to $1 billion. Managed a $75 million loan portfolio with 28 commercial loans by maintaining ongoing contact, identifying and monitoring problem loans, loan maturities, risk ratings and document deficiencies. Approved and declined loan requests, with individual authority, on relationships with total commitment exposure of $250,000 or less. Implemented successful marketing strategy using cold calling techniques, strategic partnering with government agencies, key resource partners, and other financial institutions and networking venues to target, assess and develop new business relationships with subsequent underwriting, credit structure, pricing and loan/covenant agreement negotiations. Successfully contributed to the growth of Virginia Commerce Bank (VCB)’s Government Contractor Lending Division each year as 85% of M&T loan portfolio transitioned to VCB. Coordinated with the marketing department to create VCB’s government contracting marketing strategy and brochure and helped revise the government contracting loan policy. Organized bank-sponsored government contracting events to improve the bank’s visibility in the marketplace and added value to the Division’s client base. In 2013 and prior to the acquisition by United Bank, Mr. Hobson was promoted to head the VCB’s Government Contracts Lending Division where he was responsible for managing a $200 million loan portfolio, 93 clients and a staff of 6.
  • Virginia Commerce Bank
    Senior Vice President
    Virginia Commerce Bank Jul 2009 - Jan 2014
    Us
    In addition to the United Bank description, Mr. Hobson organized several bank-sponsored government contracting events to improve the bank’s visibility in the marketplace and added value to the Division’s client base. Seminars and meetings included “Teaming Opportunities with Large Primes”, “BRAC-Base Realignment Act: Following the Money Trail”, “Small Business Contracting in the Current Climate”, “Doing Business with the Federal Government from a CEO’s Perspective”, “Mergers and Acquisitions” and “Shaking the Money Tree at the Department of Defense”. In addition, Mr. Hobson identified and helped create a partnership with Mountaintop Marketing, a government contracting based marketing firm, to co-sponsor monthly breakfast seminars with a CIO of a federal agency as the guest speaker.
  • Provident Bank Of Maryland (No Longer Operating)
    Vice President-Government Contracts Lending Division
    Provident Bank Of Maryland (No Longer Operating) May 2001 - Jul 2009
    Asset-based lender responsible primarily for identifying and developing new business relationships with privately-held and publicly-traded companies doing business with the federal government and general commercial market primarily in the Metro Washington market. Also responsible for the management and oversight of several non-government contracting clients in the formative years. Implemented successful marketing strategy using cold calling techniques, strategic partnering with government agencies, key resource partners, and other financial institutions and networking venues to target, assess and develop new business relationships with subsequent underwriting, credit structure, pricing and loan/covenant agreement negotiations. Successfully contributed to Provident’s Government Contractor Lending Division by growing the individual loan portfolio from $750,000 to a high of $75 million in 2007. Also, responsible for managing, researching, analyzing, administering and developing existing loan portfolio consisting of corporations with revenues ranging in size from $5 million to $1 billion. Financed several major acquisitions of firms that contributed to their overall growth strategy. After Provident’s acquisition of Southern Financial Bank, Mr. Hobson identified high-risk clients and developed and implemented effective outplacement strategy over 2-year period, which reduced Bank exposure while maintaining customer satisfaction. Worked with Credit Risk Review Department to ensure loans were adequately rated to meet regulatory compliance. Advised clients with excess cash flow on investment opportunities. Created Provident’s government contracting marketing strategy and brochure and helped revise the government contracting loan policy.
  • U.S. Small Business Administration
    Associate Deputy Administrator
    U.S. Small Business Administration 1996 - 1998
    Washington, Dc, Us
    Mr. Hobson served in the Clinton Administration as the Associate Deputy Administrator for Government Contracting and Minority Enterprise Development at the Small Business Administration, where he oversaw the nation’s $27 billion 8(a) small business development program. He also served as the Associate Director of the Department of Defense’s Office of Small and Disadvantaged Business Utilization which oversaw small business initiatives at the Pentagon to include HBCUs, and the Department’s Mentor-Protégé program.
  • Signet Bank
    Vice President
    Signet Bank 1991 - 1996
    Us
    Commercial lender involved in identifying and developing new business relationships. Implemented successful marketing strategy using cold calling, strategic partnering with other resource partners and financial institutions and networking techniques to identify and develop new business relationships with subsequent underwriting, credit structure, pricing and loan/covenant agreement negotiations. Successfully increased the division’s loan portfolio from $21 million to nearly $100 million within 5 years through new business development and identifying sales opportunities with existing clients. Exceeded new business development goals in 1995 by 300%. Also, responsible for managing, researching, analyzing, administering and developing existing loan portfolio consisting of corporations with revenues ranging in size from $2 million to $1 billion, Individual loan portfolio ultimately totaled $95 million in commitments which represented slightly less than a third of the division’s loans. The loan portfolio was comprised of federal government contractors located throughout the United States. Financed several major acquisitions of contractors that contributed to their overall growth strategy. Identified high-risk clients and developed effective outplacement strategy, which reduced Bank exposure while maintaining customer support. Advised clients with excess cash flow on investment opportunities. Served on various Bank task forces and focus group meetings.
  • Manufacturers National Bank
    Credit Analyst
    Manufacturers National Bank 1984 - 1988

Ronald Hobson Skills

Commercial Lending Loans Finance Strategic Planning Small Business Lending Business Development Commercial Banking Credit Risk Management Banking Portfolio Management Government Contracting Credit Analysis Consumer Lending Lines Of Credit Financial Analysis Management Consulting Management Executive Management Treasury Management Small Business Retail Banking Credit Risk Cash Management Loan Origination Mortgage Lending Corporate Finance Underwriting Investments Government Procurement Asset Based Lending Negotiation Strategic Financial Planning Commercial Mortgages Cash Flow Cash Flow Lending Strategy Analysis Team Building Financial Services Accounts Receivable

Ronald Hobson Education Details

  • Howard University
    Howard University
    Finance

Frequently Asked Questions about Ronald Hobson

What company does Ronald Hobson work for?

Ronald Hobson works for Dc Green Bank

What is Ronald Hobson's role at the current company?

Ronald Hobson's current role is PACE Program Manager.

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What schools did Ronald Hobson attend?

Ronald Hobson attended Howard University.

What are some of Ronald Hobson's interests?

Ronald Hobson has interest in Economic Empowerment.

What skills is Ronald Hobson known for?

Ronald Hobson has skills like Commercial Lending, Loans, Finance, Strategic Planning, Small Business Lending, Business Development, Commercial Banking, Credit, Risk Management, Banking, Portfolio Management, Government Contracting.

Who are Ronald Hobson's colleagues?

Ronald Hobson's colleagues are Natrebo Douglas, Derrick Holloway Jr., Greg Haygood, Vanessa Angeles, Bridgette Barbosa, Dionne Joemah, Esq..

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