Ronald Murad Email & Phone Number

New Jersey, New York City

New Jersey

Affinity Federal Credit Union - a $2.4 billion credit union providing banking services and products to individual and commercial members, and a former EisnerAmper client.Responsible for planning and supervising risk-based internal audits for the credit union's operations and branches.Acted as an internal controls advisor to senior and operational management, improving the internal control environment of the credit union.Partnered with business unit owners in effectively planning audits, resulting in timely and efficient audits. Conducted and supervised audits, ensuring compliance with internal controls, verifying financial data, identifying control and operational deficiencies, and recommending appropriate and cost-effective corrective action plans.Worked with the risk management department and business owners to complete and maintain implementation of the company's Enterprise Risk Management ("ERM") program, using Sarbanes-Oxley ("SOX") and COSO methodologies.Planned and ran the monthly Supervisory Committee (a credit union's audit committee) meetings, ensuring timely communication of financial and audit reports and issues, and maintaining a relevant audit calendar.Provided advice on internal controls as part of a new core system conversion project, ensuring key financial and audit risks had been adequately addressed.Assisted the accounting department in year-end audits and annual NCUA exams, improving the effectiveness, timing, and cost of these audits and examinations, and acting as an advocate for the company when necessary.

New Jersey

Original member of EisnerAmper's Business & Risk Advisory Services group, instrumental in the design and development of its SOX and ERM methodologies and providing risk advisory services to an expanding client base, which included Affinity Federal Credit Union as one of my clients.Specific functions included:Provided SOX services to clients in banking, insurance and pharmaceuticals, identifying key risks and controls to mitigate those risks, providing recommendations for internal controls and process improvements, and enabling the clients to comply with SOX rules and regulations.Established and maintained relationships with client management, audit committees and external auditors by providing quality service in a timely and cost-effective manner. Providing quality service led to additional services provided to the clients and led to referrals of our services to other companies.Enhanced exposure of the EisnerAmper brand for its accounting, tax, and risk services as a representative on its banking and life sciences teams, resulting in new client growth.

Greater New York City Area

MetLife is a Fortune 50 provider of financial services to individual and commercial customers.Positions and main focus of positions held were as follows:Director of Corporate Ethics & Compliance - Planned and monitored results of sales office regulatory compliance reviews, resulting in increased attention and improvement in internal controls and compliance with regulatory rules and regulations. Also identified and developed compliance metrics relating to sales and regulatory compliance, such as OFAC, the Patriot Act, GLB, PAC funding and anti-money laundering.Financial Manager - Provided accounting and internal controls services and advice, ensuring compliance with accounting and internal controls in the development of new products and the roll-out of special projects.Internal Controls Manager - Assumed a new position developed to address internal controls in the sales offices and to develop and implement a formal COSO-based internal controls program for the sales offices and related Individual Business product linesSupervising Auditor - Plan and conduct internal audits relating to all product lines, including individual and group life insurance, long-term care insurance, pensions & annuities, and structured settlements. Obtained the "Fellow, Life Management Institute" ("FLMI") designation during my tenure in Internal Audit.Financial Services Representative - Held a Life & Health Agency License, along with NASD Series 7 Registered Rep and Series 24 Registered Principal designations. Provided financial advice and services to individual and commercial customers for a variety of products. Quality and timely service led to increased business referrals.

Greater New York City Area

Omnicom Group Inc. is a Big-4 international advertising conglomerate.As SEC Financial Manager prepared quarterly and annual consolidations with related 10Q/10K reporting, and provided technical support to subsidiaries.Prior to becoming SEC Financial Manager at Omnicom, I was the Assistant Controller at Doremus & Co., a former Arthur Andersen & Co. client. Key functions included all aspects of controlling the general ledger and supervising 40+ employees in Accounting, Accounts Receivables/Payables, and HR/Payroll. Also handled all federal and state tax accounting and filings.

Greater New York City Area

Planned and conducted audits for clients in a variety of industries and of varying sizes and complexity. Also supervised staff assigned to the audits. Industry focus was on banking, insurance, advertising, commodities and not-for-profits. Also participated as an instructor in the company's education department.